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Vice President of Mortgage Operations
Faith has been a part of the Ideal CU Team since 1996 and joined the mortgage team in 1998, where Faith soon learned the real estate market was in for a roller coaster ride of a lifetime and became committed to ensuring the credit union philosophy was upheld and sound mortgages were provided. While outside of the credit union you will find Faith enjoying time with her husband, son, and dogs enjoying the outdoors (weather permitting) or catching a new flick in the cinema.  

Mortgage Rates are Dropping - Should I Refinance?

Smiling couple standing outside home

With mortgage rates at historic lows, you may be thinking about refinancing you mortgage. Is now a good time? Refinancing a mortgage is essentially paying off the remaining balance on an existing home loan and then taking out a new mortgage on the same home, often at a lower interest rate. It may sound like a no-brainer, but there are many factors to consider. 

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Saving On Home Renovations

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Is your home in need of a facelift? As you probably know, renovations don’t come cheap. In fact, the average kitchen remodel tops $60,000 and bathroom overhauls can cost $18,000! But, with some careful planning, you can shave thousands of dollars off these price tags. Here are 7 ways to save:

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Mistakes First-Time Homeowners Make

Buying a house is one of the biggest decisions you will ever make, and there are common mistakes that many first-time homeowners regret making. Here’s how you can avoid them.

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We’re Your Real Estate Easy Button

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From finding a home to financing one, and everything in between, Ideal Credit Union's Real Estate Center is your go-to real estate easy button where you’ll find everything needed to search for, buy, sell and save on your next home, including:

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Home shopping? Easy ways to save for a down payment.

Home shopping? Easy ways to save for a down payment.

Are you planning to buy a new home this year? Most likely, you’ll need a down payment. Here’s how to ensure you’re ready to go when you find that dream home…

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2018 - 19 Holiday Hours

Martin Luther King Jr Day

Monday, January 21st
All locations closed.


Presidents' Day
Monday, February 18th
All locations closed.


Good Friday
Friday, April 19th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 27th
All locations closed.


Independence Day
Thursday, July 4th
All locations closed.


Labor Day
Monday, September 2nd
All locations closed.


Columbus Day
Monday, October 14th
All locations closed.


Veterans Day
Monday, November 11th
All locations closed


Thanksgiving Day
Thursday, November 28th
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Tuesday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.


Christmas Day
Wednesday, December 25th
All locations closed.


New Year's Eve
Tuesday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day (2020)
Wednesday, January 1st
All locations closed