No Lender Fee Mortgage
Save more with no origination fee on your next purchase or refinance
Save more with Ideal's No Lender Fee Mortgage Program. Save an average of $1,750 on your next home purchase or refinance.
- Average savings of $1,750! (based on average loan amount of $175,000.)
- Up to 30 year fixed rate options*
- Can be used for owner-occupied and second homes
- Available for single family, 2-4 units, condo, or townhomes
- Primary, secondary, and investment properties acceptable
- 620 credit score or higher
- 3% minimum down payment required for purchases
- Maximum loan amount: $453,100
*APR= Annual Percentage Rate. Maximum loan amount $453,100. Payments do not include amounts for taxes and insurance premiums. Offer subject to normal credit qualifications. 1% origination fee is waived. Rate subject to change. Property insurance is required. Consult your tax advisor regarding deductibility of interest. Payment example: On a $200,000 loan amount with a $250,000 purchase price for 30 years at 5.089% fixed APR, monthly proposed principle and interest payments would equal $1084.55. Payments do not include applicable taxes and insurance and may result in higher payments.