Ideal Mortgage

Mortgage NMLS# 401783

No Lender Fee Mortgage

Save more with no closing costs on your next purchase or refinance

Skip the closing costs and save more with Ideal's No Lender Fee Mortgage Program. Save an average of $1,750 on your next mortgage loan or refinance.

  • Average savings of $1,750! (based on average loan amount of $175,000.)
  • Up to 30 year fixed rate options*
  • Can be used for owner-occupied and second homes
  • Available for single family, 2-4 units, condo, or townhomes
  • Primary, secondary, and investment properties acceptable

Requirements

  • 620 credit score or higher
  • 3% minimum down payment required for purchases
  • Maximum loan amount: $453,100

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*APR= Annual Percentage Rate. Maximum loan amount $453,100. Payments do not include amounts for taxes and insurance premiums. Offer subject to normal credit qualifications. 1% origination fee is waived. Rate subject to change. Property insurance is required. Consult your tax advisor regarding deductibility of interest. Payment example: On a $200,000 loan amount with a $250,000 purchase price for 30 years at 5.089% fixed APR, monthly proposed principle and interest payments would equal $1084.55. Payments do not include applicable taxes and insurance and may result in higher payments.

2018 Holiday Hours


New Year's Day
Monday, January 1st
All locations closed.


Martin Luther King Jr Day
Monday, January 15th
All locations closed.


Presidents' Day
Monday, February 19th
All locations closed.


Good Friday
Friday, March 30th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 28th
All locations closed.


Independence Day
Wednesday, July 4th
All locations closed.


Labor Day
Monday, September 3rd
All locations closed.


Columbus Day
Monday, October 8th
All locations closed.


Veterans Day
Monday, November 12th
All locations closed


Thanksgiving Day
Thursday, November 22nd
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Monday, December 24th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Day
Tuesday, December 25th
All locations closed.


New Year's Eve
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day
Tuesday, January 1st
All locations closed