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Debit Card RoundUp

Ideal Debit Card RoundUp

The Debit Card RoundUp Program Turns Everyday Spending into Everyday Savings

Ever tried to save up for a special purchase but never quite stashed enough cash? We’ve all been there! Well, reaching your goals just got a little easier with Ideal CU’s Debit Card RoundUp Program. Simply enroll to start saving with every transaction on your Ideal Debit Card.

How it works

Once enrolled, every transaction on your Ideal Debit Card will round up to the nearest dollar and the change will transfer right from your checking account into your savings account. You can even choose to add an additional $1 to $2 to each purchase to pick up the pace with how much you save.

Enroll Your Debit Card

Enrollment is a snap – just like your new savings plan will be. Please note, you'll need your account number ready during enrollment. You'll also need to include any joint owners on your account in your enrollment request. You will be able to copy them in on the request so that they can sign via email.

Please be aware enrollment may take up to 1-2 business days when requesting online. A confirmation email will be sent to you once your request has been processed.

Enroll Online

You can also enroll in-person by making an appointment or over the phone by calling 651-770-7000.


Cancel Any Time

Saving... It's sometimes easier said than done. That's okay! You can cancel your Debit Card RoundUp enrollment at any time.

Please be aware a cancellation may take up to 1-2 business days when requesting online. A confirmation email will be sent to you once your request has been processed.

Cancel Enrollment

You can also cancel in-person by making an appointment or over the phone by calling 651-770-7000.

Enrollment in eStatements is required to be eligible for enrollment in the RoundUp Program. Once a checking account is enrolled, all debit cards associated with that checking account will be included in the RoundUp Program. If the checking account enrolled in the Debit Card RoundUp Program is closed and/or the savings account receiving the RoundUp transfers is closed, the Debit Card RoundUp Program will be cancelled. See full terms and conditions on the Debit Card RoundUp Enrollment Form.