Fun, Food, Prizes
Community
Appreciation

Join us August 14th - 19th for fun, food, and your chance to win great prizes, including a chance to win $1,000!

More Benefits
Debit Rewards

Sign up for the Ideal My Rewards™ Gold or Platinum Debit Card to enjoy exclusive benefits of the Ideal Debit Rewards Program.

Account Security
Debit Alerts

Help keep your account secure with free debit alerts. Sign up today to set custom alerts to be sent to your mobile phone and/or email address.

The Ideal Life
Starts Here

Life is unexpected - make the most with Ideal Credit Union's low rate, affordable VISA® Credit cards.

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Today's Rates

Mortgage 30 Yr. Fixed

4.186%APR1

Auto Loans as low as

2.29%APR1

Credit Cards as low as

9.90%APR1

Certificates as high as

1.31%APY2

Money Market as high as

1.00%APY2

1. APR= Annual Percentage Rate.
2. APY= Annual Percentage Yield.

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Home
Advantage

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VIP+ Program
REWARDING YOU SINCE 2013

Since 2013, Ideal Credit Union has paid out over $2.5 million in earnings to VIP+ members to thank them for their business and loyalty. Special Dividends are calculated on the previous year’s account activity and are paid automatically to your Share Savings in January of each year.

Learn More

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COMMUNITY PARTNER
PEOPLE HELPING PEOPLE

Ideal Credit Union supports a variety of important causes that help bring essential services to those in need. Ideal CU employees, members and volunteers are always willing to lend a hand. Whether it's delivering meals to local seniors, collecting coats for kids, working the registration table at fundraising events, packing pallets of food, or putting together a team for Relay for Life, volunteers put the credit union philosophy of “people helping people” into action throughout the year.

OUR LOCATIONS

We stay on top of our industry by being experts in yours.

Eagan

3225 Denmark Ave.
Eagan, MN 55121

Inver Grove

7791 Amana Trail,
Inver Grove Heights MN 55077

Hugo

14750 Victor Hugo Blvd. N.
Hugo MN 55038

Woodbury

8499 Tamarack Rd.
Woodbury MN 55125

North St. Paul

2401 N. McKnight Rd.
North St. Paul MN 55109

Stillwater

2020 Washington Ave S
Stillwater, MN 55082