Ideal Mobile Banking App
Manage your money — anywhere, anytime.
The Ideal Mobile Banking App makes managing your money quick and easy, wherever you may be. It's everything you love about online banking in the palm of your hand.
Not enrolled? Download the app to enroll directly from your device.
Deposit checks anywhere without visiting a branch
- Deposit checks from anywhere using the Ideal Mobile Banking App
- Take a photo, select the account to deposit the funds in and click submit — EASY
- Funds deposited before 3:00 p.m. on business days are available that same day
Log in with Touch & Face ID
Log in quickly with Touch ID and/or Face ID using a compatible mobile device — no need to type in long usernames or passwords!
Transfer money
Transfer funds instantly between accounts at Ideal CU and at other financial institutions. Make one-time transfers on the spot, schedule them for a later time and/or set up recurring transfers so your money is always where you need it to be.
Pay bills
Pay bills virtually anywhere. Make one-time payments or set up scheduled and/or recurring payments to go whenever you need them to. You can also check your payment history, receive eBills, and more.
More Tools & Features
Alerts
Alerts
Receive customizable alerts via text, push and/or email based on what is important to you. Set alerts up for things such as direct deposit, low balance, transaction withdrawals and so much more.
Save & Budget
Savings Goals Tool
Create savings goals for the things you want most. Simply title your goal, enter how much it will cost and set a target date for when you want to make your purchase. Then, watch as your goal meter fills up over time!
Budget Tool
Create a budget to keep your spending in check and track it in real-time throughout the month. Review your spending each month to identify ways you can save more going forward.
NOTE: Savings Goals and Budgets must be set up using the desktop version of Ideal Digital Banking. Afterward you will be able to track your progress on both desktop and mobile.
External Accounts
Link your accounts at other financial institutions and manage it all in one place
View balances and transactions at your accounts held elsewhere using Ideal Digital Banking. To link accounts at other financial institutions:
On Desktop:
- Log in to Ideal Digital Banking.
- Go to settings.
- Select Accounts.
- Click Link an External Account.
On Mobile App:
- Log in to Ideal CU App
- In the bottom menu click on Transfers
- Click on Add Account
- Click on Add an account manually and follow the on-screen instructions to link your external accounts.
