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Ideal Wealth Advisors
401(k) & Retirement

Schedule an Appointment Broker Check

Create a plan to fund the retirement you want

Stick to a strategy to make your savings last

Preparing for your future

Living the retirement of your dreams means making your money last. Yet outliving our money is a worry many of us have. What’s the secret to working toward your financial future? Start a goal-oriented savings plan today – and stick with it.

Saving for Retirement

It’s how people save to buy a home, to send the kids to college and retire in comfort. During your working years, take a portion of your paycheck and put it into a separate, special account. If you don’t see it, you don’t miss it. As this money accumulates, move it to more long-term investments consistent with your goals. With retirement, time is your friend. Properly invested, money has growth potential.

When should you retire?

After a lifetime of work, are you financially prepared for retirement? You’re in control of the decision and can be confident you’ll make the right one, especially if you’ve done your preparation and homework. Let Wealth Advisors help you review your asset and liabilities to help you determine your net worth.

Living in Retirement

The key to a comfortable and confident retirement is not outliving the money you’ve saved by creating a budget. Be careful with credit cards and new debt. Claim that senior citizen discount wherever it’s offered. Read the fine print about taxes on all your investments.

Be strategic about Social Security

Social Security is available to you at age 62, but it’s great if you can wait. Take it early, and you get 25% less than if you wait until full retirement age of 66 at which time you’re entitled to 100%. If you can wait until 70, you get 35% more. People often coordinate Social Security benefits with spouses who are also eligible. Maybe one of you takes benefits early, and the other waits.

Use our social security calculator to help you estimate your social security benefit.


Your financial future looks brighter when you team up with Ideal Wealth Advisors. Get started at a branch near you.

Craig Lundquist, MBA, ChFC®, CRPC®
Let Us Help

Whether you have one financial issue you want to tackle today or realize it’s time to put together a comprehensive financial strategy, Ideal Wealth Advisors will take the time to listen and learn about your unique situation.

Ready to get started? Schedule an appointment today!
Ideal Credit Union VP of Wealth Management Craig Lundquist.
Disclaimers

CRPC conferred by College for Financial Planning.

LPL Financial Form CRS.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Ideal Credit Union and Ideal Wealth Advisors are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using Ideal Wealth Advisors, and may also be employees of Ideal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of Ideal Credit Union or Ideal Wealth Advisors. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government AgencyNot Credit Union Guaranteed
Not Credit Union Deposits or Obligations
May Lose Value

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

Ideal Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

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