Credit Cards

Experience a higher level of rewards with every purchase. Visa Signature gives you richer earning power, exclusive travel perks and built‑in protections that add confidence to your day. It’s a straightforward way to get premium benefits without changing the way you already spend.

• 2% cash back on every purchase with no rotating categories or special enrollment¹
• 2-2-2 Intro Purchase Offer: Receive $200 after spending $2,000 in the first 2 months
• A minimum $5,000 credit line that delivers the spending flexibility you want

Make every purchase count. Earn points with every dollar you spend and redeem them for brand-name merchandise, gift cards, travel experiences or cash back. The more you use your card, the more rewards you unlock. It’s a simple way to turn everyday spending into something more.

• Rates as low as 14.75% APR²
• Open a new Ideal CU Blue Rewards Visa and spend $1,000 in the first 90 days to earn 5,000 bonus points in the CU Rewards Program
• Tiered CU Rewards Points are earned as follows:

  · 4% (4 pts) - Gas and Travel
  · 3% (3 pts) - Restaurants
  · 2% (2 pts) - Groceries and Streaming
  · 1% (1 pt) - All other purchases

Cut costs and earn cash back every time you spend. Use your card for everyday purchases and watch the savings add up. It’s a simple way to keep more money in your pocket while enjoying all the benefits of credit. 

• Non-variable rates as low as 12.50% APR³
• Earn a 0.50% rebate for every dollar
• Rebates are automatically credited to your account each month