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Enroll in Online Banking

Your money, your way

Check your balance at daybreak. Pay bills on your lunch hour. Fine-tune your budget before bed. With Online Banking from Ideal Credit Union, you’re in control of your finances anytime, anywhere.

Here’s how we make it easy:

Know where you stand by viewing deposit account, loan and credit card balances
Move money with ease between accounts to maintain positive balances and maximize interest
Track your spending with detailed transaction histories and check images
Pay bills electronically without writing checks or buying stamps
Use budgeting tools to build better savings habits and cut unnecessary expenses

Tools That Help You Do More

Budget Tool

Create a monthly budget to keep your spending in check. Track it in real time and review your habits to find new ways to save.

Savings Goals Tool

Dreaming of a vacation, new tech or a rainy-day fund? Set a goal, enter the amount and target date, then watch your progress grow with a visual goal meter.

SavvyMoney Credit Score Access

Stay on top of your credit with one powerful tool - available right inside Digital Banking. It’s free, easy and available anytime.

Benefits include:

Daily access to your credit score
Real-time credit monitoring alerts
Credit score simulator
Personalized credit report
Special credit offers and more!

Get started with Online Banking today

Take control of your finances in just a few clicks. Register online to unlock 24/7 account access, smart budgeting tools and free credit score monitoring with SavvyMoney.

Enroll Today

Level up your finances - from your home or on-the-go

Check your account balances anytime, anywhere

Transfer funds between Ideal CU or other banks

Monitor your budget and manage spending habits

Make one-time or recurring payments with Bill Pay

Chat with IDA for quick help by phone or online

Create and track your personal savings goals

What do I do if I forgot my username?

On our homepage, select “Forgot Username” under the login box. Answer the validation questions and follow the on-screen instructions.

What do I do if I forgot my password?

Go to our homepage and select “Forgot Password” under the login box. Agree to the disclosure, answer a few questions and choose how to receive your temporary password - by text or email. Then follow the steps to reset it.

What do I do if there is an issue with my payments?

Call us at 651-770-7000 during business hours (Mon–Fri 8:00 a.m.–5:00 p.m., Sat 9:00 a.m.–12:00 p.m.) or send a secure message through Digital Banking.

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Your money, your way

Tools That Help You Do More

Frequently Asked Questions