Share & Reserve Savings

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Take two giant steps on your financial journey

A savings account is more than a resting place for extra dollars. At Ideal Credit Union, it's a building block for the future. Open a Share Account and gain access to other first-rate financial services, from mortgages to High Yield Savings to investment management. Open a Reserve Account as well and start saving for something special - perhaps home renovations or a wedding celebration.

Share Savings gives you more than a place to save - it gives you a stake in the credit union. As a member-owner, you earn monthly dividends while being part of something bigger
Low minimum opening deposit allows you to start small as you dream big
Reserve Savings offers competitive interest rates to help your money grow. It’s a smart way to accelerate your progress toward the goals that matter most
Digital Banking access to monitor your progress and make easy transfers

Smart and simple ways to save more

Schedule automatic transfers from checking to savings

Turn on Round-Up Savings to grow your balance effortlessly

Build an emergency fund for 3–6 months of expenses

Cancel unused subscriptions and add those savings

Set up Goal Savings in the app to track progress easily

Earn more by moving extra funds into High Yield Savings