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Debit Rewards

Visit Rewards Site Sign Up Now

Pick up gift cards to your favorite stores

Enjoy exclusive discounts and benefits you won't find elsewhere

Rack up enough rewards points to take a dream vacation 

Find name-brand merchandise you love

Debit that delivers more

With an Ideal My Rewards Gold or Platinum Debit Card, your everyday spending turns into something more rewarding. Whether you're buying groceries, filling up the tank or shopping online, you’ll earn points you can redeem for everything from practical tools to exciting experiences. 

Here’s what makes these debit cards a smart choice:

  • Extended warranties add extra protection to eligible purchases 
  • Local discounts and coupons help you save while supporting neighborhood businesses 
  • Cash back on online shopping gives you more value with every click 
  • Prescription savings at popular pharmacies help lower your healthcare costs 
  • Emergency Roadside Assistance gives you peace of mind wherever you go 
  • Exclusive short-term loan offers provide flexible financial options when you need them*

Spend like usual, earn like never before. 

Enjoy quick access to cash at ATMs in Minnesota or almost anywhere with a debit card from Ideal Credit Union.

Try it free and see the rewards roll in

Upgrading to a My Rewards Gold or Platinum Debit Card is quick and easy. If you already have an Ideal Checking Account, use promo code IDEAL90FREE to enjoy a free 90-day trial. Start earning points, unlocking perks and discovering how rewarding debit can be.

Sign Up

Frequently Asked Questions

Log in to Digital Banking, go to Tools > Manage Debit Card, select your card, and click any transaction for details.

Disclaimers

*MyRewards® Platinum Debit Card only. See idealcurewards.com/rewardsprogramterms for Short-Term Loan terms and conditions.


**Fee applicable following advertised promotional period. Please visit idealcurewards.com/rewardsprogramterms for card program terms and conditions. Consumers must be at least 18 years of age, maintain a participating checking account at Ideal Credit Union, and be current in the payment of all program fees assessed to participate in any My Rewards® Card program. This message is an advertisement for products and services available from Ideal Credit Union ©2025 My Rewards, LLC. All rights reserved.

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