Digital Banking
The easiest way to manage money – anytime.
Digital Banking is the branch that's always open
Take a look at your to-do list. When can you fit in a trip to an Ideal Credit Union branch? You don't need to stress about that with Digital Banking. Your money and our services are always close at hand.
Enroll today and take control of your money anytime, anywhere. Access powerful tools that make managing your account easier than ever.
Bank on the go with our easy-to-use app. Check balances, transfer funds, and pay bills - all from your phone.
Skip the stamps and stay on schedule. Pay bills in just a few clicks and never miss a due date.
Snap, tap, done. Deposit checks in seconds using your phone and our mobile app.
Move your money your way. Send funds between accounts or to other people with ease.
Zelle® makes sending and receiving money quick and easy. Whether you're paying back a friend, splitting expenses or helping out family, Zelle® lets you move money in minutes.
With one powerful tool, access your credit score, full credit report, credit monitoring, financial tips and education.
Frequently Asked Questions
On our homepage, select “Forgot Username” under the login box. Answer the validation questions and follow the on-screen instructions.
Go to our homepage and select “Forgot Password” under the login box. Agree to the disclosure, answer a few questions and choose how to receive your temporary password - by text or email. Then follow the steps to reset it.
Call us at 651-770-7000 during business hours (Mon–Fri 8:00 a.m.–5:00 p.m., Sat 9:00 a.m.–12:00 p.m.) or send a secure message through Digital Banking.
During business hours, click “Get help now,” call 651-770-7000 or visit a branch. We are available to help Mon–Fri 8:00 a.m.–5:00 p.m., Sat 9:00 a.m.–12:00 p.m.
Check your delivery settings:
- For SMS, confirm you’re enrolled. Log in, go to Tools > Settings > Contact, and look for the SMS box next to your number. If it’s missing, click the pencil icon to enroll.
- For voice delivery, confirm your phone number is correct under Tools > Settings > Contact. Update if needed.
Go to idealcu.com, click “Log in” at the top right, and select Register under “New to digital banking?” Follow the steps to enroll.