Welcome to Ideal
Digital Banking
First time logging in?
First time logging in?
Learn more
Make a loan payment
Savings Rates
Deposit Accounts
APY*
as high as
as high as
| Premium Money Market | 0.25% |
| High Yield Money Market | 0.50% |
| RoundUp Savings | 2.00% |
| Certificates | 1.06% |
| Business High Yield Money Market | 0.50% |
| Share Savings | 0.05% |
Loan Rates
Loan Options
APR*
as low as
as low as
| Auto Loans | 2.29% |
| Credit Cards | 9.15% |
| Home Equity | 3.49% |
| Boat, RV, Motorcycle | 3.44% |
| ATVs, UTVs, Watercraft | 5.04% |
Mortgage Rates
Mortgage Options
Rate
APR*
as low as
as low as
| 30 Year Fixed | 3.125% | 3.228% |
| FHA - 30 Year Fixed | 3.375% | 4.095% |
| VA - 30 Year Fixed | 3.375% | 3.622% |
| 15 Year Fixed | 2.375% | 2.605% |
| 10/5 Year ARM | 2.750% | 3.407% |
*APR is Annual Percentage Rate. APY is Annual Percentage Yield. Rates subject to change at any time.
Use & Win $1,000
Monthly Giveaway
Ideal Credit Union will be giving away $1,000 to one lucky winner each month in 2021. The key to your chance of winning is to have an Ideal Personal Checking Account and to use your Ideal Debit or My Rewards™ Debit Card for everyday purchases.
OUR LOCATIONS
Eagan
3225 Denmark Ave
Eagan, MN 55121
Inver Grove
7791 Amana Trail
Inver Grove Heights, MN 55077
Hugo
14750 Victor Hugo Blvd N.
Hugo, MN 55038
Woodbury
8499 Tamarack Rd
Woodbury, MN 55125
North St. Paul
2401 N. McKnight Rd
North St. Paul, MN 55109
Stillwater
2020 Washington Ave
Stillwater, MN 55082