Welcome to Ideal

Digital Banking


Digital Banking 101 Become a member

Everyday Purchases. Monthly Chances. $1,000 Could Be Yours.

Get ready to turn everyday purchases into big rewards! Every time you use your Ideal CU Debit Card, you’re automatically entered to win $1,000 every month. Whether you're grabbing coffee, filling up your tank or shopping online, each swipe brings you closer to a win.

Swipe & Win!

$18,000 in Scholarships Available!

Cut the cost of college and apply for the FSC Scholarship exclusive to members of Minnesota Credit Unions. Eighteen $1,000 scholarships are available. Don't wait — Apply by November 30th!

Learn More & Apply Today

Help Keep Our Community Warm This Winter!

Ideal Credit Union is proud to support the SoWashCo CARES Coat Drive—and we need your help!

From October 20 to December 20, drop off new or gently used coats and winter accessories at any of our six branch locations.

Find a Location

Save Up to $800 on Closing Costs

Use your home’s equity for debt consolidation, home upgrades, and more. Enjoy financial flexibility and peace of mind with our exclusive Home Equity offer, available for a limited time.

Learn More & Apply Today

Ideal Wealth Advisors

Whether you have one financial issue you want to tackle today or realize it's time to put together a comprehensive financial strategy, Ideal Wealth Advisors will take the time to listen and learn about your unique situation.

Learn More
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Certificates

Earn

up to

3.65% APY*

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High Yield Checking

Earn

up to

5.00% APY*

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Auto

Loans

as low as

4.99% APR*

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Mortgages

10/1 ARM

5.250% Rate

5.909% APR**

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Home Equity

Line of Credit

as low as

7.298% APR*

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Credit Cards

Rates

as low as

12.50% APR*

Eagan

3225 Denmark Ave
Eagan, MN 55121

Inver Grove

7791 Amana Trail
Inver Grove Heights, MN 55077

Hugo

14750 Victor Hugo Blvd N.
Hugo, MN 55038

Woodbury

8499 Tamarack Rd
Woodbury, MN 55125

North St. Paul

2401 N. McKnight Rd
North St. Paul, MN 55109

Stillwater

2020 Washington Ave
Stillwater, MN 55082