Earn 1% cash back on balances of $500 or higher moved to an Ideal CU Blue Rewards or Gold Credit Card from elsewhere now through October 31, 2020. Don't have an Ideal CU Credit Card? Apply for one today to start earning and saving more!
Get behind the wheel of something new or refinance with Ideal's low rates. Apply online to get on your way to low rate vehicle financing without ever having to visit a branch.
Set your payroll up for Direct Deposit to start getting paid up to 2 days early!* Plus, your money goes right into your Ideal CU Checking Account making it instantly available to spend, pay bills, and more.
*Actual availability based on when Ideal CU receives funds.
Heads up Ideal Credit Union members! The FSC is offering 16 $1,000 scholarships to credit union members throughout Minnesota, 8 to traditional applicants and 8 to non-traditional applicants. Applications must be submitted electronically by 11:59 p.m. Central Standard Time November 30, 2020.
Ideal Digital Banking puts you in control. Check balances, transfer funds, pay bills and even deposit checks using the Ideal Mobile Banking app.
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| Premium Money Market | 0.25% |
| High Yield Money Market | 0.80% |
| Certificates | 1.26% |
| Business High Yield Money Market | 0.80% |
| Share Savings | 0.05% |
| Auto Loans | 2.74% |
| Credit Cards | 9.15% |
| Home Equity | 3.99% |
| Boat, RV, Motorcycle | 4.29% |
| ATVs, UTVs, Watercraft | 5.29% |
| Conventional (30 yr) | 3.125% | 3.271% |
| FHA (30 yr) | 4.000% | 5.158% |
| VA (30 yr) | 4.000% | 4.260% |
| Zero Down (20 yr) | 3.125% | 3.216% |
| Simple Refinance (15 yr) | 3.000% | 3.095% |
VIP+ Payout on Track for 2020!
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Use & Win $1,000
Monthly Giveaway
Ideal Credit Union will be giving away $1,000 to one lucky winner each month in 2020. The key to your chance of winning is to have an Ideal Personal Checking Account and to use your Ideal Debit or My Rewards™ Debit Card for everyday purchases.
OUR LOCATIONS
Due to COVID-19, branch hours and availability may vary. Please see our Branch Updates Page for more information.
Inver Grove
Temporarily Closed
7791 Amana Trail,
Inver Grove Heights MN 55077
Hugo
Drive-thru: Regular Business Hours
Lobby: Appointment-Only
14750 Victor Hugo Blvd. N.
Hugo MN 55038
Woodbury
Drive-thru: Regular Business Hours
Lobby: Appointment-Only
8499 Tamarack Rd.
Woodbury MN 55125
North St. Paul
Drive-thru: Regular Business Hours
Lobby: Appointment-Only
2401 N. McKnight Rd.
North St. Paul MN 55109
Stillwater
Drive-thru: Regular Business Hours
Lobby: Appointment-Only
2020 Washington Ave S
Stillwater, MN 55082
