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Enhanced Ideal

Digital Banking


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Make a loan payment

Today's Rates

Mortgage 30 Yr. Fixed as low as

3.652%APR1

Auto Loans as low as

3.39%APR1

Credit Cards as low as

9.90%APR1

Certificates as high as

2.58%APY2

Money Market as high as

1.36%APY2

1. APR= Annual Percentage Rate.
2. APY= Annual Percentage Yield.

Family in front of house

Our Family Earned
$2,500 in cash back

Learn How

Ideal Debit Alerts
Sign up for Debit Card Alerts

Free Debit Alerts allow you to set up custom alerts to be sent to your mobile phone and/or email address. You choose the alerts you want to receive and how, and can customize your alerts anytime. Set up your Ideal Debit Alerts in minutes

Learn More

Use & Win $1,000
Monthly Giveaway

Ideal Credit Union will be giving away $1,000 to one lucky winner each month in 2019. The key to your chance of winning is to have an Ideal Personal Checking Account and to use your Ideal Debit or My Rewards™ Debit Card for everyday purchases.

Learn More

OUR LOCATIONS

Visit us at any of our six convenient branches

Eagan

3225 Denmark Ave.
Eagan, MN 55121

Inver Grove

7791 Amana Trail,
Inver Grove Heights MN 55077

Hugo

14750 Victor Hugo Blvd. N.
Hugo MN 55038

Woodbury

8499 Tamarack Rd.
Woodbury MN 55125

North St. Paul

2401 N. McKnight Rd.
North St. Paul MN 55109

Stillwater

2020 Washington Ave S
Stillwater, MN 55082

Share Insurance Information
NCUA logo homepage 1017

 

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

To learn more, visit the NCUA website.

Share Insurance Information
NCUA logo homepage 1017

 

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

To learn more, visit the NCUA website.

2018 - 19 Holiday Hours

Martin Luther King Jr Day

Monday, January 21st
All locations closed.


Presidents' Day
Monday, February 18th
All locations closed.


Good Friday
Friday, April 19th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 27th
All locations closed.


Independence Day
Thursday, July 4th
All locations closed.


Labor Day
Monday, September 2nd
All locations closed.


Columbus Day
Monday, October 14th
All locations closed.


Veterans Day
Monday, November 11th
All locations closed


Thanksgiving Day
Thursday, November 28th
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Tuesday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.


Christmas Day
Wednesday, December 25th
All locations closed.


New Year's Eve
Tuesday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day (2020)
Wednesday, January 1st
All locations closed

Online Banking Enrollment Unavailable

New enrollment (for members who have never used Ideal Online or Mobile Banking) is currently unavailable in anticipation of the enhanced Digital Banking upgrade on Tuesday, September 25th. Learn More about enhanced Ideal Digital Banking