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Digital Banking

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Home Equity Line of Credit:
Rates as Low as 1.99% APR*

With rates as low as 1.99% APR* for the first 12-Months, now is the ideal time to put your home's equity to work helping you achieve your goals.

Limited-Time Special — Offer Ends November 30!
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$16,000 in Scholarships Available!

Cut the cost of college and apply for the FSC Scholarship exclusive to members of Minnesota Credit Unions. Sixteen $1,000 scholarships are available. Don't wait — Apply by November 30th!
Apply Today!

Get Wiify & Get
What's in It for YOU!

Whether you're already a member of Ideal CU or a new friend just taking a look around, Get Wiify is your guide to all that's in it for you when you make the ldeal financial choice.
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Cabin or Second Home Special

Looking to make your summer getaway more permanent? Ideal CU offers competitive low rates and multiple financing options for your Cabin or Second Home purchase.
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Welcome to Ideal

Digital Banking

Make a Loan Payment
Make a Loan Payment
Digital Banking 101 Become a member
Mortgages
10/1 ARM

5.750% Rate

6.183% APR*

Home Equity
Line of Credit
as low as

1.99% APR*

Auto
Loans
as low as

3.74% APR*

Credit Cards
Rates
as low as

9.90% APR*

High Yield Checking
Earn
up to

4.00% APY*

*APR is Annual Percentage Rate. APY is Annual Percentage Yield. Rates subject to change at any time.

What's New

Member Benefits

Family in front of house

Our Family Earned $2,500 in cash back

Learn How

Use & Win $1,000
Monthly Giveaway

Ideal Credit Union will be giving away $1,000 to one lucky winner each month in 2022. The key to your chance of winning is to have an Ideal Personal Checking Account and to use your Ideal Debit or My Rewards™ Debit Card for everyday purchases.

Learn More

OUR LOCATIONS

Schedule an in-person or video appointment

Eagan

3225 Denmark Ave
Eagan, MN 55121

Inver Grove

7791 Amana Trail
Inver Grove Heights, MN 55077

Hugo

14750 Victor Hugo Blvd N.
Hugo, MN 55038

Woodbury

8499 Tamarack Rd
Woodbury, MN 55125

North St. Paul

2401 N. McKnight Rd
North St. Paul, MN 55109

Stillwater

2020 Washington Ave
Stillwater, MN 55082