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Premium Money Market | 0.25% |
High Yield Money Market | 0.50% |
Certificates | 1.16% |
Business High Yield Money Market | 0.50% |
Share Savings | 0.05% |
Auto Loans | 2.54% |
Credit Cards | 9.15% |
Home Equity | 3.99% |
Boat, RV, Motorcycle | 3.99% |
ATVs, UTVs, Watercraft | 5.29% |
30 Year Fixed | 3.125% | 3.271% |
FHA - 30 Year Fixed | 2.750% | 3.994% |
VA - 30 Year Fixed | 2.750% | 2.984% |
15 Year Fixed | 2.625% | 2.882% |
10/5 Year ARM | 2.875% | 3.534% |
Ideal Credit Union will be giving away $1,000 to one lucky winner each month in 2021. The key to your chance of winning is to have an Ideal Personal Checking Account and to use your Ideal Debit or My Rewards™ Debit Card for everyday purchases.
Due to COVID-19, branch hours and availability may vary. Please see our Branch Updates Page for more information.
Temporarily Closed
7791 Amana Trail,
Inver Grove Heights MN 55077
Drive-thru: Regular Business Hours
Lobby: Appointment-Only
14750 Victor Hugo Blvd. N.
Hugo MN 55038
Drive-thru: Regular Business Hours
Lobby: Appointment-Only
8499 Tamarack Rd.
Woodbury MN 55125
Drive-thru: Regular Business Hours
Lobby: Appointment-Only
2401 N. McKnight Rd.
North St. Paul MN 55109
Drive-thru: Regular Business Hours
Lobby: Appointment-Only
2020 Washington Ave S
Stillwater, MN 55082
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
To learn more, visit the NCUA website.
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
To learn more, visit the NCUA website.
Martin Luther King, Jr. Day
Monday, January 18th
All locations closed.
President's Day
Monday, February 15th
All locations closed.
Good Friday
Friday, April 12th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.
Memorial Day
Monday, May 31st
All locations closed.
Independence Day
Sunday, July 4th
All locations closed.
Labor Day
Monday, September 6th
All locations closed.
Columbus Day
Monday, October 11th
All locations closed.
Veterans Day
Thursday, November 11th
All locations closed
Thanksgiving Day
Thursday, November 25th
All locations closed.
Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.
Christmas Eve
Friday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.
Christmas Day
Saturday, December 25th
All locations closed.
New Year's Eve
Friday, December 31st
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.
New Years Day (2021)
Saturday, January 1st
All locations closed
New enrollment (for members who have never used Ideal Online or Mobile Banking) is currently unavailable in anticipation of the enhanced Digital Banking upgrade on Tuesday, September 25th. Learn More about enhanced Ideal Digital Banking
COVID-19 Information: Ideal CU's Inver Grove Heights Branch is temporarily closed. COVID-19 Updates Page
Paycheck Protection Program (PPP): now taking applications. Visit our COVID-19 Business Resources for more information and to apply.
COVID-19 Information: Ideal CU's Inver Grove Heights Branch is temporarily closed. Visit our COVID-19 Updates Page for more information.
Paycheck Protection Program (PPP): now taking applications. Visit our COVID-19 Business Resources for more information and to apply.