From projects to self-service tools, we've got you covered.
Start earning interest with any amount – no minimum balance required
No fees mean more money in your account to reach your goal
Keep at least $1,000 on balance to earn 1.35% APY*
Balances under $1,000 grow at 0.05% APY*
You have that magic number in mind. Turn your savings vision into reality.
Sometimes the best way to commit to a goal is to put a name on it. That's the idea behind the Goal Savings Account. What do you want to achieve? Whether it's saving for a purchase or adding more padding to your financial cushion, you'll be reminded every day what you're working toward when you continue to deposit money into this account. Get specific, and then get to work reaching your goal.
Start working towards your financial goals with a savings account at competitive rates from Ideal Credit Union. We have a Minnesota branch near you.
Build your balance even faster by signing up for Direct Deposit or scheduling automatic transfers from your Ideal Credit Union checking account to your Goal Savings Account.
Schedule automatic transfers from checking to savings
Turn on Round-Up Savings to grow your balance effortlessly
Build an emergency fund for 3–6 months of expenses
Cancel unused subscriptions and add those savings
Set up Goal Savings in the app to track progress easily
Earn more by moving extra funds into High Yield Savings
Plan ahead for the retirement you deserve.
From projects to self-service tools, we've got you covered.
Plan ahead for the retirement you deserve.
From projects to self-service tools, we've got you covered.
Plan ahead for the retirement you deserve.
*APY = Annual Percentage Yield. Interest rates adjusted and paid monthly. Rates subject to change at any time. If balance falls below $1,000, the account will earn 0.05% APY. Interest begins to accrue on the business day you deposit any non-cash item.