Business Digital Banking

Business banking made simple

Ideal Credit Union’s Business Digital Banking gives you secure access to your accounts whenever you need it. Whether you're checking balances, paying bills or managing employee permissions, everything is designed to help you stay focused on running your business.

With Business Digital Banking, you can:

View account details for checking, savings, loans and CDs
Transfer funds between accounts or to other financial institutions
Manage employee access with customizable permissions and approvals
Sign up for eStatements and reduce paper clutter

This service is free, secure and built to support your business every step of the way.

Get started with Business Online Banking

Ready to simplify your business finances? Stop by any Ideal CU location or call us at 651-770-7000 to enroll in Business Online Banking. For personalized support, contact our Business Services team at 651-747-8900 or email [email protected]. Let’s get your business banking running smarter.

Smart banking for a stronger business

Enroll in eStatements to stay organized and reduce clutter

Automate bill payments and payroll to avoid late fees

Use online transfers to move money quickly between accounts

Give employees custom access with specific user permissions

Set up account alerts to monitor activity and prevent fraud

Deposit checks remotely using mobile or desktop tools

What do I do if I forgot my username?

On our homepage, select “Forgot Username” under the login box. Answer the validation questions and follow the on-screen instructions.

What do I do if I forgot my password?

Go to our homepage and select “Forgot Password” under the login box. Agree to the disclosure, answer a few questions and choose how to receive your temporary password - by text or email. Then follow the steps to reset it.

What do I do if there is an issue with my payments?

Call us at 651-770-7000 during business hours (Mon–Fri 8:00 a.m.–5:00 p.m., Sat 9:00 a.m.–12:00 p.m.) or send a secure message through Digital Banking.

Business Digital Banking

Business banking made simple

Frequently Asked Questions