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Ideal Wealth Advisors
Investment Services

Schedule an Appointment Broker Check

Aligned with your long-term goals

Structured with your risk tolerance in mind

Managed by attentive advisors

Designed to be adaptable to your changing needs

Invest where you belong

Ideal Wealth Advisors can help you to create an investment strategy targeted toward your specific goals.

IRA Options

Tax favored accounts to prepare for retirement.

Mutual Funds

Investment options to work toward your objectives.

Managed Accounts

Professionally managed portfolios to match your needs.

Annuities

To help you save for, and live in retirement.

Stocks & Bonds

Individual investments to complement your style.



Consider annuities to help you save for retirement

Annuities are contracts with an insurance company that can help protect you against the risk of outliving your assets. Annuities provide future income in return for your contributions.

You make payments and accrue interest and income over time. A “deferred annuity” allows you to accumulate funds tax-deferred and then establish a payout stream at a later date. An “immediate annuity” can provide a payout beginning immediately after initial premium payment. Annuities offer an array of choices both during the deferral and payout periods to suit your needs and investment style.

Types of Annuities Available to You:
  • Fixed Annuities: Designed for more conservative investors close to retirement
  • Variable Annuities: For investors who can handle the ups and downs of the market
  • Indexed Annuities: Principal protection with the potential for growth.
  • Single Premium Annuities: One lump sum can provide you steady income for life

Fixed and Variable annuities are suitable for long-term investing, such as retirement investing. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims-paying ability of the issuing company. Withdrawals made prior to age 59 ½ are subject to a 10% IRS penalty tax and surrender charges may apply. Variable annuities are subject to market risk and may lose value.

Fixed Indexed Annuities (FIA) are not suitable for all investors. FIAs permit investors to participate in only a stated percentage of an increase in an index (participation rate) and may impose a maximum annual account value percentage increase. FIAs typically do not allow for participation in dividends accumulated on the securities represented by the index.


Your financial future looks brighter when you team up with Ideal Wealth Advisors. Get started at a branch near you.

Craig Lundquist, MBA, ChFC®, CRPC®
Let Us Help

Whether you have one financial issue you want to tackle today or realize it’s time to put together a comprehensive financial strategy, Ideal Wealth Advisors will take the time to listen and learn about your unique situation.

Ready to get started? Schedule an appointment today!
Ideal Credit Union VP of Wealth Management Craig Lundquist.
Disclaimers

Investing in mutual funds involves risk, including possible loss of principal. Fund value will fluctuate with market conditions and it may not achieve its investment objective.

Stock investing includes risks, including fluctuating prices and loss of principal.

Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise and bonds are subject to availability and change in price. 

CRPC conferred by College for Financial Planning.

LPL Financial Form CRS.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Ideal Credit Union and Ideal Wealth Advisors are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using Ideal Wealth Advisors, and may also be employees of Ideal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of Ideal Credit Union or Ideal Wealth Advisors. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government AgencyNot Credit Union Guaranteed
Not Credit Union Deposits or Obligations
May Lose Value

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

Ideal Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

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