Move money with confidence: Ideal CU makes wire transfers easy, secure and fast

You’ll need accurate routing and account info to avoid delays

Requests received before 3:30 PM CT on business days are processed same-day 

Ideal CU offers secure domestic wire transfers to send or receive money 

Across town or across the country, a wire transfer moves money quicker

Speed, security and certainty. A wire transfer delivers all three along with the funds in transit. It's a great solution when you need to send money to someone as quickly as possible, or when you need to receive money sooner. Visit an Ideal Credit Union branch in Minnesota and we'll help you initiate a wire transfer. 

Incoming Wire Instructions

To receive a wire transfer, provide the following information to the sending institution:

  • Name: Ideal Credit Union
  • Address: 8499 Tamarack Road, Woodbury, MN 55125
  • Routing/ABA Number: 296076262
  • Final Beneficiary:
    • Name
    • Account Number
    • Address

Important Note: Failure to include all of the beneficiary’s information may result in delays or the return of wired funds.

Outgoing Wire Instructions

When sending a wire transfer from your Ideal Credit Union account, you will need to provide the following details:

  • Your Information
    • Name
    • Address
    • Phone Number
    • Account Number
  • Transfer Information
    • Transfer Amount
    • Additional Wire Instructions
    • Purpose of Wire
  • Payee Information
    • Name
    • Address
    • Account Number
  • Receiving Financial Institution Information
    • Name and Address
    • Routing Number (ABA)
    • Corresponding or Intermediary Bank Name and Routing Number (if applicable)


Visit an Ideal Credit Union branch in Minnesota and we'll help you initiate a wire transfer.

Get your request in under the wire

Domestic Transfers: Requests received before 3:30 p.m. Central Time will be processed the same day.

Requests After Cutoff: Requests received after the cutoff time, on weekends or on federal holidays will be processed on the next business day.

Level up your finances - from your home or on-the-go
Hand-picked for you