The Ideal Life

Every decision we make starts with what’s best for our members. Whether you're saving for a car, buying a home, managing debt, paying for college or planning for retirement, we’re here with the financial tools and guidance to help you reach your goals.

Ideal Credit Union began in 1926 when a group of postal employees in St. Paul came together to create a better way to bank. What started as a small credit union for postal workers grew to include family members, employee groups and supporters of a local scholarship fund. In 2002, membership opened to residents across several Minnesota counties. Today, Ideal CU proudly serves communities throughout the Twin Cities metro and beyond.