Our website uses cookies and other similar technologies to improve our site and your online experience. By continuing to use our website you consent to cookies being used. View our Privacy Policy for more info.

Skip to page content Skip to login Skip to sitemap

Reminder: We will never call to ask for personal information or request bitcoin. If someone claims to be a financial institution and asks for this, hang up immediately. If you shared information with a scammer, contact us.

  • New here?

    Open a Share Savings Account to become a member!

    Open an Account Apply for a Loan Apply for a Mortgage
    Already part of the Ideal CU Life?

    Easily open additional accounts or apply for a loan.

    Open an Account Apply for a Loan Apply for a Mortgage Make a Payment
  • Appointments
  • Rates
  • Contact
    • Foundation
    • i-Dill Open Fundraiser
    • Sophie's Squad Fundraiser
    • The Ideal Life
    • Board of Directors
    • Careers
    • Locations
    • Newsletter
    • Become a Member
    • Benefits & Discounts
    • Member Appreciation
    • Frequently Asked Questions
    • View All
  • Trending
  • Make a Payment
Ideal Credit Union
  • Personal Use left and right arrows to navigate between menu items and enter to select. Use up and down arrows to navigate between menu levels. Use escape to close the menu at any time.
    Checking & Spending Savings Certificates (CDs) Student Accounts Bucky Bear Kids' Club
    Debit Cards Debit Rewards Individual Retirement Accounts (IRAs) Health Savings Accounts (HSAs)
    Popular Requests
    Open an Account Make an Appointment Benefits & Discounts FAQs Rates
    Auto Loans Recreational Loans Mortgage Loans Personal Loans Home Improvement Loans
    Home Equity Line of Credit Credit Cards CU Rewards Program
    Popular Requests
    Card Management Loan Management Real Estate Center Auto Loan Resource Center Loan Payment Protection
    Digital Banking Ideal Digital Assistant Wire Transfers Voice ID Direct Deposit
    Credit Score Card Management Loan Management Loan Payment Protection Safe Deposit Boxes
    Popular Requests
    FAQs Forms & Account Changes The IDA Insider Seminars & Workshops
    The IDA Insider Seminars & Workshops Security Center Financial Wellness Center Calculators
    Popular Requests
    FAQs Forms & Account Changes Rates Benefits & Discounts
  • Business
    Business Checking & Spending Business Savings Business High Yield Money Market Business Certificates
    Popular Requests
    Business Account Application Make an Appointment Rates Business Member Spotlight
    Business Loans & Lines of Credit SBA Loans Business Real Estate Loans Business Credit Card
    Popular Requests
    Make an Appointment Rates Business Member Spotlight The IDA Insider
    Business Digital Banking Business ACH Merchant Card Services ADP Payroll Processing
    Popular Requests
    Business Account Application Make an Appointment Rates Business Member Spotlight
    The IDA Insider Events & Workshops Security Center Business Member Spotlight Business Financial Wellness
    Popular Requests
    Business Account Application Make an Appointment Rates
  • Investments
    Our Team 401(k) & Retirement Investment Services Life & Long Term Care Guided Wealth Portfolios
    Digital Estate Planning Planning Process
    Popular Requests
    Portfolio & Account Access Request an Appointment Seminars & Events Retirement Calculator
    Seminars & Events
    Popular Requests
    Request an Appointment Retirement Calculator
Welcome
Log into your account
  • Forgot username?
  • Forgot password?
New to digital banking?
Register
Find your Ideal path
Search our website
  • Zelle®
  • Transfer Money
  • Free Checking
Routing #: 296076262
  • Trending
  • Make a Payment

  • Appointments
  • Rates
  • Contact
New here?

Open a Share Savings Account to become a member!

Open an Account Apply for a Loan Apply for a Mortgage
Already part of the Ideal CU Life?

Easily open additional accounts or apply for a loan.

Open an Account Apply for a Loan Apply for a Mortgage Make a Payment
Foundation i-Dill Open Fundraiser Sophie's Squad Fundraiser
The Ideal Life Board of Directors Careers Locations Newsletter Become a Member Benefits & Discounts Member Appreciation Frequently Asked Questions View All
Bank
Checking & Spending Savings Certificates (CDs) Student Accounts Bucky Bear Kids' Club Debit Cards Debit Rewards Individual Retirement Accounts (IRAs) Health Savings Accounts (HSAs)
Popular Requests
  • Open an Account
  • Make an Appointment
  • Benefits & Discounts
  • FAQs
  • Rates
Bank
Business Checking & Spending Business Savings Business High Yield Money Market Business Certificates
Popular Requests
  • Business Account Application
  • Make an Appointment
  • Rates
  • Business Member Spotlight
Plan & Invest
Our Team 401(k) & Retirement Investment Services Life & Long Term Care Guided Wealth Portfolios Digital Estate Planning Planning Process
Popular Requests
  • Portfolio & Account Access
  • Request an Appointment
  • Seminars & Events
  • Retirement Calculator
Learn
Seminars & Events
Popular Requests
  • Request an Appointment
  • Retirement Calculator
Borrow
Business Loans & Lines of Credit SBA Loans Business Real Estate Loans Business Credit Card
Popular Requests
  • Make an Appointment
  • Rates
  • Business Member Spotlight
  • The IDA Insider
Borrow
Auto Loans Recreational Loans Mortgage Loans Personal Loans Home Improvement Loans Home Equity Line of Credit Credit Cards CU Rewards Program
Popular Requests
  • Card Management
  • Loan Management
  • Real Estate Center
  • Auto Loan Resource Center
  • Loan Payment Protection
Services
Business Digital Banking Business ACH Merchant Card Services ADP Payroll Processing
Popular Requests
  • Business Account Application
  • Make an Appointment
  • Rates
  • Business Member Spotlight
Learn
The IDA Insider Events & Workshops Security Center Business Member Spotlight Business Financial Wellness
Popular Requests
  • Business Account Application
  • Make an Appointment
  • Rates
Manage
Digital Banking Ideal Digital Assistant Wire Transfers Voice ID Direct Deposit Credit Score Card Management Loan Management Loan Payment Protection Safe Deposit Boxes
Popular Requests
  • FAQs
  • Forms & Account Changes
  • The IDA Insider
  • Seminars & Workshops
Learn
The IDA Insider Seminars & Workshops Security Center Financial Wellness Center Calculators
Popular Requests
  • FAQs
  • Forms & Account Changes
  • Rates
  • Benefits & Discounts
Welcome to

The IDA Insider

Featured
October 1, 2025
  • Press Release
Ideal Credit Union Breaks Ground on New Blaine Branch, Expanding Access to Financial Services in the North Metro

Ideal’s Blaine branch will offer cutting-edge digital banking and award-winning, personalized service — all with the not-for-profit mission of delivering more value through lower costs and better rates. The expansion also positions Ideal to better serve a rapidly growing community.

Read more
Topic
  • Press Release
  • Security
  • Saving
  • Credit & Debt
  • Homebuying
  • Business Spotlight
Date
  • January 2026
  • February 2026
  • March 2026
  • April 2026
  • December 2025
  • May 2026
  • June 2026
  • October 2025
  • December 2024
  • September 2024
  • May 2024
  • April 2023
  • November 2022
  • August 2022
  • May 2022
  • August 2021
  • April 2021
  • September 2020
  • June 2020
  • December 2019
  • November 2019
  • April 2019
May 29, 2026
11 Important Skills that Every Digital Citizen Should Possess

11 must have digital citizenship skills. Know how to be responsible online: browsing, cyberbullying, privacy, copyrights, research, and more.

May 22, 2026
Working with a Mortgage Lender

Discover the essential steps of working with a mortgage lender. Learn about mortgage applications, lender requirements, and how to find the right fit for your home loan needs.

May 15, 2026
Vacation Affordability Calculator

You’re ready for your dream vacation—make sure your bank account is ready, too, with this calculator.

May 8, 2026
The Cost of College Life

Attending college is an excellent opportunity that comes with a hefty price tag. Beyond tuition, students face costs like textbooks, housing, and daily essentials. Let’s go over some of the most common college costs so that you or your student can be prepared when the time comes.

May 1, 2026
Ideal Credit Union Awarded Top Honors for Creative Excellence by the Minnesota Credit Union Network

Ideal Credit Union has earned top honors for creative excellence, receiving the Outstanding Creative Achievement Award at the 2026 ACCELERATE Awards for work supporting the Ideal Credit Union Foundation’s annual iDill Pickleball Open.

April 24, 2026
  • Homebuying
All About Escrow Accounts

When considering the obligations of a mortgage, principal and interest repayment aren’t the only costs to consider. You’ll need to pay annual real estate property taxes and homeowners insurance, likely through an escrow account as part of your monthly payment to your mortgage lender.

  • Previous Disabled
  • 1
  • 2
  • 3
  • 4
  • 5
  • Next
  1. Home
  2. Personal
  3. Learn
  4. The IDA Insider
Pages within:
  • The IDA Insider
  • Seminars & Workshops
  • Security Center
  • Financial Wellness Center
  • Calculators
651-770-7000 Contact Us
NMLS #: 401783
Routing #: 296076262
Popular Products
High-Yield Checking
Share & Reserve Savings
Auto Loans
Mortgage Loans
Digital Banking
Ideal Digital Assistant
Visit Us
Eagan Branch
Hugo Branch
Inver Grove Heights Branch
North St. Paul Branch
Stillwater Branch
Woodbury Branch
Blaine Branch (Opening in 2026)
The Ideal Life
Board of Directors
Careers
Benefits & Discounts
The Ideal Foundation
Newsletter
Ida Insider
  • Sitemap
  • Website Accessibility
  • Privacy Policy
  • Mobile Privacy Policy

© 2026 Ideal Credit Union

Website by ZAG Interactive.

Get it on Google Play Download on the App Store
  • Equal Housing Opportunity
  • Insured by NCUA
You are using an unsupported web browser

Unsupported browser rich text. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.

Hold on,
You are leaving IdealCU.com

You are leaving the Ideal Credit Union website. External third-party web sites will be presented in a new and separate content window. Ideal Credit Union does not provide, and is not responsible for, the product, service, overall website content, accessibility, security or privacy policies on any external third-party sites.