Recreational Loans

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Recreational Loans that bring adventure within reach

From motor homes to motorcycles to boats and beyond, our affordable loan options help you bring home the fun. With lower rates and flexible terms, you can finance your next ride without stretching your budget. Whether you're chasing thrills or taking it slow, we’ll help you get out there and enjoy every moment.

ATV, UTV & Snowmobile

Adventure is beyond the beaten path. Explore it all during every season.

Low, competitive fixed rates
Terms up to 60 months

Boat & Marine

Skim across the open waters or drop a line in a quiet river.

Low, competitive fixed rates
Terms up to 15 years for boats
Terms up to 60 months for personal watercraft

Motorcycle

Zip down life's highways or roll along the backroads.

Low, competitive fixed rates
Terms up to 84 months

RV & Camper

Your favorite campsites await. It's time to get out there.

Low, competitive fixed rates
Terms up to 20 years

Loan Resource Center

Research vehicles, calculate loan payments and check out insurance options – all in one place! It's a quick pit stop on your way to buying your next new toy.

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GAP

Get peace of mind at an affordable price. If your vehicle is totaled or stolen and not recovered, this policy covers the difference between what you owe on your auto loan and the settlement you receive from your insurance company.

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Effective Date: June 04, 2026
Amount	Maximum Term	APR* as low as
Up to $14,999.99	60 Months	5.89%
Min. $15,000.00	84 Months	6.39%
Min. $25,000.00	120 Months	6.79%
Min. $30,000.00	180 Months	6.89%
Min. $50,000.00	240 Months	7.09%

*APR = Annual Percentage Rate. Actual rate based on applicant's payment and credit history. Example of Payment Terms: Rec vehicle loan with 5.89% APR for a 60-month term would make a payment of $19.28 per $1,000 borrowed. Rates subject to change at any time.

Terms greater than 15 years for RVs (excluding park models), motorhomes, and travel trailers must meet second home requirements and require a minimum 10% down payment, with a maximum loan term of 240 months. Motorcycles are eligible for a maximum loan term of 84 months. ATVs, UTVs, snowmobiles and personal watercraft are eligible for a maximum loan term of 120 months.

What to know before you borrow

Set a realistic budget and borrow only what you need

Check your credit score for the best possible rates

Pay bills online with easy one-time or recurring options

Understand your repayment term, payment and total cost

Set up automatic payments to avoid missing due dates

Pay extra when possible to reduce interest and finish early

Recreational Loans

Recreational Loans that bring adventure within reach

Recreational Vehicle Rates