Business Credit Card

No annual fee means fewer costs and less hassle

Earn rewards on every purchase and redeem for travel, merchandise, gift cards or cash

Save with no balance transfer fee and a variable rate as low as 13.50% APR*

Manage employee spending with multiple cards, custom limits and easy tracking in Digital Banking

Your business deserves a card that works as hard as you do

Business moves fast. Whether you're covering everyday expenses or jumping on new opportunities, you need a credit card that keeps up. The Ideal CU Business Rewards Visa Credit Card gives you the flexibility to manage costs, earn rewards and support your team, all with no annual fee and a competitive rate that helps protect your bottom line.


Ideal Credit Union's business credit cards make your everyday purchases easy and secure. Apply online or visit a branch.

Get the card that works for your business

Apply for the Ideal CU Business Rewards Visa Credit Card and start earning from day one. Enjoy no annual fee, no balance transfer fee and a low variable rate. Spend $3,000 in the first 90 days and earn 2,500 bonus CU Rewards points. 

Contact Ideal CU to apply and take control of your business spending.

Your business card questions, answered
Josh Anderson

Senior Business Relationship Specialist

Ideal CU Senior Business Relationship Specialist Josh Anderson can walk you through all the details and help you make the most of your card.

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Disclaimers

Rates as of:  Wednesday, July 02, 2025

*Ideal CU Business Visa Platinum variable Annual Percentage Rate (APR) ranges from 14.50% - 17.99% dependent on creditworthiness. Afterward, APR varies with market based on Prime Rate. No Annual Fee. Foreign Transaction fees are 1% of each transaction in U.S. Dollars. Fast track card ship fee $40. Convenience Check Stop Payment fee $35.