Real Estate Center

Watch quick, helpful videos that walk you through the mortgage process with confidence

Easily book a time to explore your home financing options - just one click away

Connect with friendly, knowledgeable lenders ready to help you find your perfect mortgage

You're ready to make your big move. We're ready to help.

Fixed-rate or adjustable-rate loan? FHA or VA financing? Whether you're buying your first home or you've been around the block before, it's a good idea to have expert assistance in making your choice. At Ideal Credit Union, we're happy to lend  a hand. Take a look at our helpful videos that walk you through the home-buying process. When you're ready, it's easy to connect with one of our friendly mortgage advisors. We're here to make things clear and stress-free.


Ideal Credit Union can make buying your Minnesota dream home a reality with the right mortgage loan. Our mortgage lenders are ready to assist you.

A smart first step

It's a good move to get pre-approved for a mortgage. Knowing how much home you can afford can help focus your search. For more info, call 651-747-4663 or use our online form to make an appointment.

Homebuying Videos

Looking to learn a bit more about buying a home? These videos cover the basics and offer a few helpful tips from our mortgage team. They're a good starting point if you're thinking about taking the next step.


Buying a home can be overwhelming but we are committed to helping guide you in your journey. We’ll show you how much you can afford, what to look for as you shop for your new home, what’s involved in getting your mortgage and closing your loan, and what to expect after the purchase.

Learn about your credit score and how it's used when buying a home - presented by Senior Mortgage Loan Advisor, Cynthia. From the effects of your credit score, to how you can improve your credit score, Ideal Credit Union can help you achieve homeownership.

Learn about the importance of getting pre-approved for a home loan - presented by Mortgage Loan Advisor, Ko. Shop with confidence and get pre-approved at Ideal Credit Union.

Learn about what goes into the cost of buying a home - presented by Mortgage Loan Advisor, Ko. Ideal Credit Union has mortgage advisors who can help you achieve homeownership.

Friendly mortgage advisors ready to answer your questions & guide you through the process.
Ideal Credit Union Mortgage Lender Cynthia Stewart.
Cynthia Stewart

Cynthia has been with Ideal CU since 1991, working in the cash services, member service, and mortgage areas. With years of experience, Cynthia is dedicated to understanding members' unique needs and ensuring they have the best financial solutions.

Email: [email protected]
Phone: 651-773-2843
NMLS#: 446884

Apply with Cynthia

Available to meet in-person at the following offices:

Denise Swanson

Denise is a Mortgage Loan Officer at Ideal Credit Union with more than 14 years of experience. She works with members throughout the home loan process and is known for her patient approach. Denise listens carefully to tailor solutions to each member’s needs.

Email: [email protected]
Phone: 651-773-2823
NMLS#: 888469

Apply with Denise

Available to meet in-person at the following offices:

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