Business Real Estate Loans

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Close your next real estate deal with our financing options

When it comes to your company's major projects, partner with a team invested in your success. At Ideal Credit Union, you can lock in the capital you need for all types of commercial real estate deals, whether you're buying a building, upgrading property or refinancing. You can explore loan options for various types of properties, including office buildings, retail space, industrial buildings, multi-family units and single-family investment properties. Our business lending team knows the commercial real estate market in our area and will create a loan that aligns with your goals.

Long-term fixed-rate options and adjustable-rate options fit your budget and timeline
Fixed rates are available on eligible 15-year loans, with amortizations up to 25 years
Pay off your loan ahead of schedule without penalties
Get a Real Estate Secured Line of Credit that features interest-only payments for additional financial flexibility

We make the process as simple as possible

When you apply, you'll need to submit business documentation such as financial statements, tax returns and details of the property being financed. You can apply online or work with a business loan officer who'll guide you through the process to determine eligibility and customize your loan terms.

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A few tips for business financing success

Maintain accurate financial records for lender review

Research loan types to choose the best fit for your needs

Check both business and personal credit history for impact

Compare rates and terms to maximize potential savings

Prepare a solid business plan to strengthen your application

Explore SBA loans and other programs for added flexibility