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Join Ideal Credit Union

Live the Ideal Life
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Open An Account

Anyone can open an account at Ideal Credit Union

We offer all the financial services you need and want for life and business, but with lesser fees and great rates that make living your ideal life easier. You can become a member one of two ways:

  • Live, work, worship, attend school or volunteer in Anoka, Chisago, Dakota, Hennepin, Ramsey or Washington counties.
  • Make a one-time $5.00 donation to the John D. Miller Foundation. Your donation is made automatically during the account opening process.

Open Online


Open Additional Accounts

Open additional accounts under your existing member number

Existing members are welcome to open additional accounts within the same member number online, including:

  • Personal Checking Account
  • Certificates of Deposit
  • Premium Money Market and more

Open Online

2020 - 21 Holiday Hours

Martin Luther King, Jr. Day

Monday, January 20th
All locations closed.


President's Day
Monday, February 17th
All locations closed.


Good Friday
Friday, April 10th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 25th
All locations closed.


Independence Day
Saturday, July 4th
All locations closed.


Labor Day
Monday, September 7th
All locations closed.


Columbus Day
Monday, October 12th
All locations closed.


Veterans Day
Wednesday, November 11th
All locations closed


Thanksgiving Day
Thursday, November 26th
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Thursday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.


Christmas Day
Friday, December 25th
All locations closed.


New Year's Eve
Thursday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day (2021)
Friday, January 1st
All locations closed

All Ideal CU drive-thrus are open! Lobbies remain closed until further notice. To learn more visit our COVID-19 Information Page >>

All Ideal CU drive-thrus are open! Lobbies remain closed until further notice. To learn more visit our COVID-19 Information Page >>

Financial Assistance: You have the option to skip up to two months of payments on eligible Ideal CU loans Learn More >>

Financial Assistance: You have the option to skip up to two months of payments on eligible Ideal CU loans Learn More >>