Mechanical Repair Coverage

Drive with confidence knowing repairs are covered

An affordable policy helps you avoid large, unexpected repair expenses

24/7 support and nationwide repair access

Various options mean you can find coverage that fits your vehicle and budget

Cover major auto repairs with insurance that keeps your finances on track

You ask a lot of your vehicle every day, logging thousands of miles to work, running errands, enjoying family activities and more. As the miles add up, Mechanical Repair Coverage helps you travel with peace of mind knowing costly repairs can be covered after your factory warranty expires. Whether you're driving a new vehicle you plan to keep for several years or a higher-mileage vehicle you want to last, protect your budget from surprise repair bills with this coverage offered by our partners at TruStage.

  • Coverage for major mechanical breakdowns
  • 24/7 roadside assistance
  • Rental car and travel reimbursement
  • Nationwide repair network allows you to take your car to any licensed repair facility
  • No out-of-pocket costs for covered repairs beyond the deductible
  • Transferable coverage adds resale value to your vehicle


Protect your vehicle with insurance coverage from Ideal Credit Union in Minnesota. Find a branch near you.

Flexible ways to pay

Finance your policy with your loan or pay it separately, whichever works for you!

What to know before you borrow
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Disclaimers

Mechanical Repair Coverage is provided and administered by TruStage™. Coverage is subject to terms and conditions, including limitations and exclusions. This is not a deposit or obligation of the credit union and is not insured by the NCUA. Please review the full policy documentation for complete details.