When shopping for a new set of wheels, your first stop should be Ideal CU. While many people start at the dealer’s lot, you’ll enjoy a lower rate, a simpler loan application, and other big benefits when choosing to finance your car at your credit union.
When you work with Ideal CU, you’ll be dealing with people who know who you are and what your financial reality is like. No one will try to push you into a loan you can’t afford. You’ll go to the dealership with a firm price point in hand, and you won’t fall prey to temptations to go over your limit.
Applying for a Ideal CU Auto Loan is simple, quick, and easy. Also, as a member of Ideal CU, you already have a headstart on getting that pre-approval.
One of the biggest advantages you’ll have when financing an auto loan through your credit union, though, is a lower APR. You’re working directly with the lender and you’ll only hear the actual rate we offer instead of a marked-up rate the dealer may present to you. Also, credit unions famously offer loan rates that are consistently lower than those offered by large lenders and banks.
Another advantage you’ll enjoy at Ideal CU is a pressure-free setting when determining how much you can afford to pay each month toward your new car. In contrast, when you’re standing in the dealer’s lot surrounded by cars you wish you could afford, you’re more likely to make a decision you’ll later regret. Let us help you get behind the wheel!