Your loan makes you a member
Whether you established your loan directly with Ideal Credit Union or through a dealership, you are now a member of Ideal Credit Union. Below you'll find payment options for your new loan.
Payment options and account access
To help you get started, we've provided your payment options below. If you have any questions regarding these options, please visit us at any Ideal Credit Union branch or call us at 651-770-7000.
Automatic Monthly EFT Payment
Set up an automatic monthly recurring payment from a different financial institution.
Mail-in loan payments
All mail-in loan payments should be addressed to Ideal Credit Union's North St. Paul branch:
Ideal Credit Union
2401 N. McKnight Rd
North St. Paul, MN 55109
Check by phone: $12.00
Running short on time? Avoid a late charge and make a next-day loan payment over the phone by calling us at 651-770-7000. Submit your request before 3:00 p.m. CST to ensure your payment will be processed the following business day.
Make payments from an Ideal Checking Account
Open an Ideal Checking Account and establish a direct deposit to make your loan payments automatically from that account.