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Ideal Digital Banking

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Account access you can count on

Digital banking puts you in control

Ideal Digital Banking brings the best of online & mobile banking all into one seamless experience. Members can easily access and manage their accounts when and where they need to, on-the-go or from the comfort of home.

  • Check account, loan, and credit card balances
  • View transaction and payment history
  • Pay bills using one-time, scheduled or recurring payment options
  • Transfer funds between accounts at Ideal CU and/or accounts elsewhere
  • Set account notifications and receive them via email or text
  • Use the free Ideal Mobile Banking App

Enroll in Digital Banking


Ideal Mobile Banking App

Once you're enrolled in Ideal Digital Banking you can download the Ideal Mobile App and enjoy extra perks and convenience.

  • Deposit checks right from your mobile device
  • Log in using Touch ID and/or Face Recognition
    (Available on compatible devices)
  • Preview balances without logging in using Account Snapshot

Learn more

Download the app

download from the apple store download from Google Play

Digital Banking

Get started

Mobile App

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Need help?

2020 - 21 Holiday Hours

Martin Luther King, Jr. Day

Monday, January 20th
All locations closed.


President's Day
Monday, February 17th
All locations closed.


Good Friday
Friday, April 10th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 25th
All locations closed.


Independence Day
Saturday, July 4th
All locations closed.


Labor Day
Monday, September 7th
All locations closed.


Columbus Day
Monday, October 12th
All locations closed.


Veterans Day
Wednesday, November 11th
All locations closed


Thanksgiving Day
Thursday, November 26th
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Thursday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.


Christmas Day
Friday, December 25th
All locations closed.


New Year's Eve
Thursday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day (2021)
Friday, January 1st
All locations closed

Online Banking Enrollment Unavailable

New enrollment (for members who have never used Ideal Online or Mobile Banking) is currently unavailable in anticipation of the enhanced Digital Banking upgrade on Tuesday, September 25th. Learn More about enhanced Ideal Digital Banking