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Ideal Digital Banking

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Account access you can count on

Digital banking puts you in control

Ideal Digital Banking brings the best of online & mobile banking all into one seamless experience. Members can easily access and manage their accounts when and where they need to, on-the-go or from the comfort of home.

  • Check account, loan, and credit card balances
  • View transaction and payment history
  • Pay bills using one-time, scheduled or recurring payment options
  • Transfer funds between accounts at Ideal CU and/or accounts elsewhere
  • Set account notifications and receive them via email or text
  • Use the free Ideal Mobile Banking App

Enroll in Digital Banking


Ideal Mobile Banking App

Once you're enrolled in Ideal Digital Banking you can download the Ideal Mobile App and enjoy extra perks and convenience.

  • Deposit checks right from your mobile device
  • Log in using Touch ID and/or Face Recognition
    (Available on compatible devices)
  • Preview balances without logging in using Account Snapshot

Learn more

Download the app

download from the apple store download from Google Play

Digital Banking

Get started

Mobile App

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Need help?

2018 Holiday Hours


New Year's Day
Monday, January 1st
All locations closed.


Martin Luther King Jr Day
Monday, January 15th
All locations closed.


Presidents' Day
Monday, February 19th
All locations closed.


Good Friday
Friday, March 30th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 28th
All locations closed.


Independence Day
Wednesday, July 4th
All locations closed.


Labor Day
Monday, September 3rd
All locations closed.


Columbus Day
Monday, October 8th
All locations closed.


Veterans Day
Monday, November 12th
All locations closed


Thanksgiving Day
Thursday, November 22nd
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Monday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.


Christmas Day
Tuesday, December 25th
All locations closed.


New Year's Eve
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day
Tuesday, January 1st
All locations closed


Online Banking Enrollment Unavailable

New enrollment (for members who have never used Ideal Online or Mobile Banking) is currently unavailable in anticipation of the enhanced Digital Banking upgrade on Tuesday, September 25th. Learn More about enhanced Ideal Digital Banking

Existing User Re-enrollment

Existing User Re-enrollment is for members who have used Ideal Online/Mobile Banking in the past and have not yet re-enrolled in the enhanced Ideal Digital Banking.
Continue with Re-enrollment

If you have never used Ideal Online/Mobile Banking in the past, you need to enroll as a new user. Exit this pop-up and click the "New User Enrollment" button instead.

New User Enrollment

Continue with New User Enrollment if you have never used Ideal Online/Mobile Banking in the past.
Continue New User Enrollment

If you have used Ideal Online/Mobile Banking in the past, you need to re-enroll in the enhanced Ideal Digital Banking now. Exit this pop-up and click the "Re-enroll in Digital Banking" button instead.