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Contact Center Hours

  • M-F: 8:00am - 5:00pm
    Sat: 9:00am - 12:00pm

Mailing Address

  • (Mail a loan payment)
    Ideal Credit Union
    2401 N. McKnight Rd
    North St. Paul, MN 55109

Routing Number

  • 296076262

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Ideal Credit Union has six locations conveniently located in and around the Twin Cities Metro Area. Find a location.

CO-OP Shared Branch Services and Surcharge-free* ATMs

Access CO-OP's nearly 30,000 surcharge-free* ATMs and 5,000+ shared branches nationwide. Learn more about Shared Branch services. Additionally, MoneyPass® ATMs are also available to Ideal CU members surcharge-free.*

*Ideal CU withdrawal charges may still apply.