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Small Business

Make payment acceptance easier and more profitable for your business

Total Merchant Concepts, Inc.

Our partnership with Total Merchant Concepts, Inc. allows us to offer our business members a wide variety of affordable solutions in order make payment acceptance easier and more efficient for your business.

Services and Solutions

  • Accept all major credit and debit cards - Visa, Mastercard, American Express, Discover and more
  • Various payment processing methods - Terminal, Point of Sale, Smartphone/Mobile, E-Commerce, and ability to support a vast array of processing software
  • Comprehensive check services - verification, guarantee, conversion and check by phone/by web
  • Affordable gift card solutions for businesses large or small

Why Working with TMC Is Your Best Choice

  • TMC works exclusively with credit unions business clients because they have the same values. They work to provide an affordable service to our members
  • There are no teaser rates or hidden fees. TMC provides straight talk quotes for the way your business would like to accept payments
  • TMC offers month-to-month service agreements vs. long term contracts
  • Ongoing annual reviews to ensure your business has what it needs to operate efficiently
  • 24/7 live customer support

Ready to get started?

Get a recommendation from TMC, Inc.

Fill out our partner form to receive an informational call from Total Merchant Concepts, Inc.

Contact us directly and go from there

Contact Ideal CU Business Relationship Specialist Josh Anderson at 651-773-2763 or schedule an appointment.

Business Banking

Josh Anderson - Business Relationship Specialist Photo

Josh Anderson

Business Relationship Specialist

Call Josh: 651-773-2763

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2018 - 19 Holiday Hours

Christmas Eve (2018)
Monday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.


Christmas Day (2018)
Tuesday, December 25th
All locations closed.


New Year's Eve (2018)
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day (2019)
Tuesday, January 1st
All locations closed



Martin Luther King Jr Day
Monday, January 21st
All locations closed.


Presidents' Day
Monday, February 18th
All locations closed.


Good Friday
Friday, April 19th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 27th
All locations closed.


Independence Day
Thursday, July 4th
All locations closed.


Labor Day
Monday, September 2nd
All locations closed.


Columbus Day
Monday, October 14th
All locations closed.


Veterans Day
Monday, November 11th
All locations closed


Thanksgiving Day
Thursday, November 28th
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.