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Small Business

Make payment acceptance easier and more profitable for your business

First Data Merchant Services

Ideal Credit Union is always looking for new, innovative ways to serve our valued business members. We are excited to announce that we have partnered directly with First Data’s Community Financial Institution division to elevate our merchant services program and offer best-in-class merchant processing solutions.

First Data brings industry-leading technology and solutions to the table, ensuring that Ideal Credit Union's business members have the very best merchant services tools and pricing available.

Ready to get started?

Contact Ideal CU Senior Business Relationship Specialist Josh Anderson at 651-773-2763 or schedule an appointment.


For members using Total Merchant Concepts (TMC)

Please know that Ideal Credit Union has made this change from Total Merchant Concepts (TMC) to First Data Merchant Services in order to provide you with the best possible service. We appreciate you trusting Ideal Credit Union with your financial needs.

We look forward to introducing you to our new merchant processing team at First Data. A representative from Ideal Credit Union or First Data will be reaching out soon with more information regarding the process for your conversion.

Please note: this will be a seamless process, and you should not experience any downtime or interruptions of your service.

Josh Anderson - Business Relationship Specialist Photo

Josh Anderson

Senior Business Relationship Specialist

Call Josh: 651-773-2763

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2020 - 21 Holiday Hours

Martin Luther King, Jr. Day

Monday, January 20th
All locations closed.


President's Day
Monday, February 17th
All locations closed.


Good Friday
Friday, April 10th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 25th
All locations closed.


Independence Day
Saturday, July 4th
All locations closed.


Labor Day
Monday, September 7th
All locations closed.


Columbus Day
Monday, October 12th
All locations closed.


Veterans Day
Wednesday, November 11th
All locations closed


Thanksgiving Day
Thursday, November 26th
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Thursday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.


Christmas Day
Friday, December 25th
All locations closed.


New Year's Eve
Thursday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day (2021)
Friday, January 1st
All locations closed