Savings & Money Market Accounts
Save more for your ideal future
A savings, money market account or certificate (CD) at Ideal Credit Union can help you grow your money for the things that matter most to you. Earn an attractive monthly dividend with an Ideal CU Share Savings or earn a higher rate with an Ideal CU Money Market or Certificate of Deposit.
Share Savings
A Share Savings Account is required for each member and represents your share (ownership) in the credit union. It also opens the door to all the benefits of Ideal CU membership!
- $1 minimum opening balance ($5 required when opening online)
RoundUp Savings
Earn interest when you round up to the nearest dollar on every day purchases into your RoundUp Savings account.
- No minimum balance
- No monthly maintenance fee
Open an Account See Rates and Qualifications
High Yield Savings
The savings account that helps you earn while you save.
- Flexibility to add or withdraw money at any time
- No monthly maintenance fee
Open an Account See Rates and Qualifications
Premium Money Market
For members who want to earn more on their savings dollars.
- $2,500 minimum balance1
- No monthly maintenance fee
Open an Account Premium Money Market Rates
High Yield Money Market
The highest rate available for a money market at Ideal Credit Union.
- $25,000 minimum balance2
- No monthly maintenance fee
Open an Account High Yield Money Market Rates
Certificates of Deposit (CDs)
Lock-in a competitive rate to save more for a term that fits your needs.
- Choose from flexible options and terms