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Privacy Policy

Effective January 1, 2018

Privacy Policy

Privacy Policy

Ideal CU is committed to protecting the privacy of its members and other users of this website. We understand that your personal and financial information is important to you. This website privacy policy explains the information we collect and describes the practices we follow to safeguard your personal financial information.

Complete consumer Privacy Policy and opt-out form

Secure areas on our website:

When you visit a secure area on our website, such as Ideal CU Online Banking, you will be asked to provide your account number and password, and you will also be required to answer additional security questions. This enables the credit union to securely regulate entry into your personal financial information. However, you must ensure that your account number and password are safeguarded against unauthorized use. We strongly recommend you do not share your account number or password with anyone.

Email messages:

Personal information contained in email sent by members and non-members may be used by the credit union to answer questions, to follow up on suggestions or to improve the level of service we provide. Please be advised however, that due to the technical design of the Internet, email messages you send may not be secure against interception during transit by unauthorized individuals outside of the credit union. Therefore, you may wish to communicate sensitive or personal information by regular mail, telephone or in person by visiting one of our offices.

Other links from this website:

If you follow a link to another website from any of our web site pages, you are leaving our site and we cannot be held responsible for any information that may be gathered at a linked site. Although we make efforts to ensure that linked sites have proper privacy protections, this cannot be guaranteed.

Use of personal information:

Ideal CU collects information on dates and times of web site visits and the number of times each page is visited. This information helps us to track use, measure site traffic and improve site navigation to better serve our members and web site visitors. Certain sections of this web site may ask you to provide personal information. All information collected by or on behalf of Ideal CU will be used in accordance with the credit union's General Privacy Policy, which you may request a copy of.

If you have any questions or comments about this privacy policy, please contact Ideal CU at 651-770-7000 or 800-247-0857, or This email address is being protected from spambots. You need JavaScript enabled to view it.. For more information about web safety, visit our Security Center.

Additional notes:

Comments accepted in plain text only (no HTML or URL formats).
All statements and viewpoints expressed are strictly those of the commenter alone, and do not constitute an official position of Ideal CU unless they are posted by an authorized representative of the credit union.
Ideal CU reserves the right to change these guidelines at any time at its sole discretion.
©2015 Ideal Credit Union. All rights reserved.

2018 - 19 Holiday Hours

Martin Luther King Jr Day

Monday, January 21st
All locations closed.


Presidents' Day
Monday, February 18th
All locations closed.


Good Friday
Friday, April 19th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 27th
All locations closed.


Independence Day
Thursday, July 4th
All locations closed.


Labor Day
Monday, September 2nd
All locations closed.


Columbus Day
Monday, October 14th
All locations closed.


Veterans Day
Monday, November 11th
All locations closed


Thanksgiving Day
Thursday, November 28th
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Tuesday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.


Christmas Day
Wednesday, December 25th
All locations closed.


New Year's Eve
Tuesday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day (2020)
Wednesday, January 1st
All locations closed