New! Earn as high as 1.97% APY* with Ideal's 13 month CD Special and enjoy no penalty for early withdrawals.
*The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. Rates subject to change at any time. A withdrawal will reduce earnings. Interest begins to accrue on the business day you deposit any non-cash item (for example, checks). Interest is compounded and credited on a monthly basis. Penalty for early withdrawal (no penalty for 13 Month Special) - CDs with maturity dates greater than 12 months will be assessed the lesser of 180 days interest or interest earned/CD with maturity dates 12 months or less will be assessed the lesser of 90 days interest or interest earned. Fees may reduce earnings. All CD Specials will either roll into a standard term certificate or transfer to savings.