Start and finish with Ideal Mortgage
Ideal Credit Union is proud to provide full-service mortgage loan solutions. We have a variety of programs and products available to suit your needs including conventional, FHA, VA and Adjustable Rate Mortgage (ARM) options. To help you get started, we recommend submitting an application or scheduling a consultation with one of our Mortgage Loan Advisors. We look forward to helping you achieve your goals!
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Resources to Help You Get Started
Home Buying Basics video series
Ideal CU Mortgage Loan Advisors Cynthia Stewart and Ko Xiong have prepared a series of videos to help you learn more about the home buying process.
Select from the video options below:
Video - Home Buying in the Current Market
Buying a home can be overwhelming but we are committed to helping guide you in your journey. We’ll show you how much you can afford, what to look for as you shop for your new home, what’s involved in getting your mortgage and closing your loan, and what to expect after the purchase.
Video - Getting Pre-Approved
Learn about the importance of getting pre-approved for a home loan - presented by Mortgage Loan Advisor, Ko. Shop with confidence and get pre-approved at Ideal Credit Union.
Video - Credit Breakdown
Learn about your credit score and how it's used when buying a home - presented by Senior Mortgage Loan Advisor, Cynthia. From the effects of your credit score, to how you can improve your credit score, Ideal Credit Union can help you achieve homeownership.
Video - Cost of Buying
Learn about what goes into the cost of buying a home - presented by Mortgage Loan Advisor, Ko. Ideal Credit Union has mortgage advisors who can help you achieve homeownership.
Ready to get pre-approved?
We can't wait to hear from you. Call us at 651-747-4663 or make an appointment today. You can also apply online.
Meet the Ideal Mortgage Team
Meet the Team
Cynthia Stewart
Cynthia has been with Ideal CU since 1991. She has worked in the cash services area, member service and mortgage area. Cynthia has dedicated her career to identifying our member’s needs to ensure the products and services they have are best tailored to their needs.
Email:
Phone: 651-773-2843
NMLS#: 446884
Doug Dotseth
With over a decade of mortgage lending experience, Doug is committed to finding the best solutions for homebuyers and homeowners, whether purchasing or refinancing. He takes pride in guiding members through every step of the mortgage process to ensure a smooth and stress-free experience. In his free time, Doug enjoys golfing, fishing and cheering on Minnesota sports teams.
Email:
Phone: 651-773-2824
NMLS#: 1857285
Ko Xiong
Ko joined the Ideal Mortgage team in 2017. As Mortgage Sales Manager, Ko focuses his efforts on ensuring that our members are equipped with the tools and resources needed to make informed decisions. Ko enjoys sharing in the home buying or refinancing journey as it brings him great joy seeing how Ideal's products and services benefit our member's lives.
Email:
Phone: 651-773-2820
NMLS#: 1264959
