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Debit Cards

Simple everyday spending
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Enjoy a more ideal way to pay

Your Ideal Debit MasterCard® is perfect for everyday spending — use it at your favorite stores, restaurants, online and more.

Ideal Debit MasterCard

Ideal Blue Rewards VISA

Free with all Ideal Checking Accounts

Secure EMV Chip Technology

The ideal card for everyday spending

All Ideal Checking Accounts come with an Ideal Debit MasterCard. Use your card at millions of merchants worldwide anywhere MasterCard® is accepted. You'll also have access to your money at thousands of surcharge-free^ ATMs nationwide using the MoneyPass and CO-OP ATM networks.

A safe and secure way to spend

All Ideal Debit Cards come with secure EMV-Chip Technology and built-in fraud protection. If your card is ever lost or stolen, you're protected with Zero Liability* meaning you won't be held liable for unauthorized purchases.


Ideal My Rewards™ Gold or Platinum Debit MasterCard

Ideal Gold VISA

Earn points toward great rewards

Tons of benefits & discounts

Secure EMV Chip Technology

Premium card options with rewards and valuable benefits

Upgrade to Ideal Debit Rewards Platinum or Gold cards to enjoy even more value-added benefits including cashback, prescription & travel discounts and more.

Get started today to enjoy a 90 day free trial**

If you already have an Ideal Checking Account, you can sign up today with promo code IDEAL90FREE to receive a free 90-day trial. Click get started below to create your new Ideal Debit Rewards account.

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MasterCard® Guide to Benefits

*Certain restrictions apply. Please see www.mastercard.us/zero-liability.html for more details.

**Fee applicable following advertised promotional period. Please visit www.idealdebitrewards.com/CardTerms for card program terms and conditions. Consumers must be at least 18 years of age, maintain a participating checking account at Ideal Credit Union, and be current in the payment of all Program fees assessed to participate in any My Rewards™ Card program. This message is an advertisement for products and services available from Ideal Credit Union © 2018 My Rewards, LLC. All rights reserved.

^Ideal CU withdrawal charges may still apply on Free and Relationship Checking accounts.

2018 - 19 Holiday Hours

Martin Luther King Jr Day

Monday, January 21st
All locations closed.


Presidents' Day
Monday, February 18th
All locations closed.


Good Friday
Friday, April 19th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 27th
All locations closed.


Independence Day
Thursday, July 4th
All locations closed.


Labor Day
Monday, September 2nd
All locations closed.


Columbus Day
Monday, October 14th
All locations closed.


Veterans Day
Monday, November 11th
All locations closed


Thanksgiving Day
Thursday, November 28th
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Tuesday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.


Christmas Day
Wednesday, December 25th
All locations closed.


New Year's Eve
Tuesday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day (2020)
Wednesday, January 1st
All locations closed