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Credit Cards

Find the right card for you

VISA® Credit Cards

Ideal Credit Union makes it easy to find the right credit card for you. Choose between the valuable CURewards Program linked to the Ideal Blue Rewards Credit Card or the fixed rate Gold Credit Card that allows you to earn monthly cash back on eligible purchases.

Blue Rewards Credit Card

blue rewards credit card

Earn points for every dollar and redeem those points for top-brand merchandise and travel opportunities. Learn more

  • No Annual Fee
  • Variable rates as low as 9.15% APR1
  • CURewards Program
  • Zero Liability coverage

Apply Online

Gold Credit Card

Gold Credit Card

Enjoy a low fixed rate and earn a .5% rebate for every dollar in new net purchases of $500 or higher. Learn more

  • No Annual Fee
  • Fixed rates as low as 9.90% APR2
  • Monthly cash back earnings
  • Zero Liability coverage

Apply Online

Earn 1,500 Bonus CURewards Points

Open a new Ideal Blue Rewards VISA® and spend $1,000 in the first 60 days to earn 1,500 bonus CURewards Points. Learn more about the CURewards Program.

 

Ideal VISA® Credit Cards

Card features & tools

Rates as of:

 

1. Ideal CU Blue Rewards Variable APR (Annual Percentage Rate) ranges from 9.15% - 17.15% dependent on creditworthiness. Afterwards APR varies with market based on Prime Rate. No Annual Fee. Transaction fees for balance transfer and convenience checks are 2% of the amount of each transfer not to exceed $75.00 (Minimum $10) and Cash Advance fees are 2% of each advance (Minimum $10.00). Foreign Transaction fees are 2% of each transaction in U.S. Dollars. Fast track card ship fee $35. Convenience Check Stop Payment fee $35.

2. Ideal CU Gold fixed APR (Annual Percentage Rate) ranges from 9.90% - 15.90% dependent on creditworthiness. Transaction fees for balance transfer and convenience checks are 2% of the amount of each transfer not to exceed $75.00 (Minimum $10) and Cash Advance fees are 2% of each advance (Minimum $10.00). No annual fee. Foreign Transaction fees are 2% of each transaction in U.S. Dollars. Fast track card ship fee $35. Convenience Check Stop Payment fee $35.