Credit Cards
Credit Card Options
Be ready for what's next
Be ready for what's next with a low rate, affordable credit card option from Ideal Credit Union.
Blue Rewards VISA®
Earn points for every dollar. Redeem those points for top-brand merchandise and travel opportunities.
- No annual fee
- Low variable rate1
- CURewards Program
Gold VISA®
Enjoy a low fixed rate and earn a .5% rebate for every dollar in new net purchases of $500 or higher.
- No annual fee
- Low fixed rate2
- Earn cashback
Compare Credit Cards
| Ideal CU Blue Rewards® | Ideal CU Gold® | |
Rewards | Earn points for every dollar. Redeem those points for top-brand merchandise and travel opportunities. | Earn a .5% rebate for every dollar in new net purchases of $500 or higher. |
| Rate | A low variable rate1 | A low fixed rate2 |
| Cash Advance | Low cash advance fees | Low cash advance fees |
| Balance Transfers | Low transfer fees | Low transfer fees |
| Text & Email Alerts | Yes | Yes |
| Others | Automatic payment options and more! | Travel enhancement packages and more! Automatic payment options and more! |
| Apply | Apply | |
1. Ideal CU Blue Rewards Variable APR (Annual Percentage Rate) ranges from 11.15% - 17.99% dependent on creditworthiness. Afterwards APR varies with market based on Prime Rate. No Annual Fee. Transaction fees for balance transfer and convenience checks are 2% of the amount of each transfer not to exceed $75.00 (Minimum $10) and Cash Advance fees are 2% of each advance (Minimum $10.00). Foreign Transaction fees are 2% of each transaction in U.S. Dollars. Fast track card ship fee $35. Convenience Check Stop Payment fee $35. 2. Ideal CU Gold fixed APR (Annual Percentage Rate) ranges from 9.90% - 15.90% dependent on creditworthiness. No annual fee. Foreign Transaction fees are 2% of each transaction in U.S. Dollars. Fast track card ship fee $35. Convenience Check Stop Payment fee $35. | ||