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Business Checking

Manage day-to-day business

Manage your business the ideal way with a business checking that makes managing your day-to-day transactions quick and simple.

Business Banking

Josh Anderson - Business Relationship Specialist Photo

Josh Anderson

Business Relationship Specialist

Call Josh: 651-773-2763

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Pricing and account information

Other fees and information

See Ideal Credit Union's Fee Schedule (PDF). For more detailed information about Ideal Credit Union Deposit Accounts, see Ideal CU Member Account Agreement (PDF).

2018 - 19 Holiday Hours

Christmas Eve (2018)
Monday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.


Christmas Day (2018)
Tuesday, December 25th
All locations closed.


New Year's Eve (2018)
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day (2019)
Tuesday, January 1st
All locations closed



Martin Luther King Jr Day
Monday, January 21st
All locations closed.


Presidents' Day
Monday, February 18th
All locations closed.


Good Friday
Friday, April 19th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 27th
All locations closed.


Independence Day
Thursday, July 4th
All locations closed.


Labor Day
Monday, September 2nd
All locations closed.


Columbus Day
Monday, October 14th
All locations closed.


Veterans Day
Monday, November 11th
All locations closed


Thanksgiving Day
Thursday, November 28th
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


 

Rates as of:

Optimum Business Checking2 Rates

BalanceInterest Rate
APY*
$0 - $49,999.99 0.05% 0.05%
$50,000 - 99,999.99 0.10% 0.10%
$100,000.00 + 0.15% 0.15%
2. $2,500 minimum balance on Optimum Business Checking to avoid $12 monthly service fee.  Interest rates determined monthly by the Board of Directors.
*APY = Annual Percentage Yield. Rates subject to change at any time.

Simply Business Checking3 Rates

BalanceInterest Rate
APY*
N/A 0.05% 0.05%

3. $750 minimum balance required on Simply Business Checking to avoid $7.50 monthly service fee. Interest rates determined monthly by the Board of Directors.
*APY = Annual Percentage Yield. Rates subject to change at any time.