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Business Loans & Credit

Low rate business lending

We know you have big ideas for your business. We're here to help you make them a reality. With an Ideal Business Loan or Line of Credit, you can achieve a low rate, affordable payment, and get back to what you do best — growing your business.

Loan Products

Josh Anderson - Business Relationship Specialist Photo

Josh Anderson

Senior Business Relationship Specialist

Call Josh: 651-773-2763

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Rates as of:

*Ideal CU Business VISA Platinum variable Annual Percentage Rate (APR) ranges from 9.25% - 13.25% dependent on creditworthiness. Afterwards APR varies with market based on Prime Rate. No Annual Fee. Foreign Transaction fees are 1% of each transaction in U.S. Dollars. Fast track card ship fee $35. Convenience Check Stop Payment fee $35. See Card Disclosure.

**Quoted rate is best available for a 15 year term. Rate may be higher depending on factors such as credit risk, repayment or amortization term selected, and amount financed. Example of payment, pay $7.15 per month per $1,000 borrowed for 15 years at 3.5%. Rates are subject to change at any time.