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About Ideal Credit Union

Helping you achieve your ideal life every day

Your credit union

We help you achieve the Ideal Life, whatever you determine that to be.

As a member-owned financial institution, our goal is to make our products more affordable, our rates more competitive, our services more personal, and our communities stronger through donations and volunteer commitments, while also rewarding members with patronage dividends.

Your ideal life

All of our decisions are based on what is best for our members.

Only you can know what ideally matters most to you: a new car, a home, debt consolidation and management, higher education, or investments for a secure retirement. Our mission is to deliver the financial solutions that help you shape your Ideal Life.


Our history

It all began in 1926 with a group of forward-thinking postal employees.

In 1926 a group of forward-thinking postal employees formed a financial cooperative, giving birth to St. Paul Postal Employees Credit Union. As the credit union thrived, membership was opened from only postal employees to include family members, select employee groups, and those who donated to a local Scholarship fund. In 2002, then Postal Credit Union, membership was opened to residents of Washington, Ramsey and Dakota counties and later to Anoka, Chisago and Hennepin counties.

Today, anyone can become a member and do all of their banking at Ideal Credit Union.

Become a member