As the crisp air of November settles in and the holiday season approaches, the night sky puts on a spectacular show that's hard to resist. Winter brings with it longer nights and clearer skies, making it the perfect time to bundle up, sip some hot cocoa and venture outside for a stargazing adventure. This time of year is a perfect opportunity to pause and appreciate the world above. Looking up at the countless stars can bring a sense of wonder and remind us of the beauty in our lives and families—especially fitting as we approach Thanksgiving.

Introduction

The holiday season is a time of joy, celebration and giving. However, it can also be a time of financial stress due to increased spending on gifts, travel and festivities. Many people find themselves starting the New Year burdened by loads of avoidable debt they accumulated during the holidays. 

At Ideal Credit Union, we believe that with careful planning and budgeting, you can enjoy giving gifts without compromising your financial well-being. This guide will help you understand the importance of holiday budgeting and provide practical steps to avoid unnecessary debt.

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Woodbury, MN. November 12, 2024 – Ideal Credit Union is pleased to announce that Amara Mackey has been promoted to chief financial officer, succeeding Dennis Bauer who retired earlier this year.