With the summer behind us, many people experience a low-grade depression this time of year. Not to be confused with true depression, Seasonal Affective Disorder, (SAD), effects an estimated 6% of Americans and many more people simply feel “blue” or suffer from a feeling of dread as the days get shorter and the weather gets colder.

Do you obsessively check the home #mortgage interest rates in hopes of catching the lowest rate before you buy your new home? Stop doing it! There are so many factors that go into how much you’ll end up paying, and the interest rate you see today will probably not be the one you actually get. Spend time getting your credit score in order, figuring out which type of mortgage will suit you best and checking your local housing market. And, of course, be sure you pick the house of your dreams!

With prices soaring and expenses mounting, a lot of us are worried that back-to-school shopping will affect our budget! 

While you may need to adjust your annual back-to-school budget to account for inflation, there are ways to save on these costs and keep your budget intact. Follow these tips to beat inflation this back-to-school season.

One of the toughest but most important things to do with your company is building your #brand image. Decide who you are, what you do, how you want to relate to the public and how you’re going to contact them. Unless you’ve got a zillion dollars on hand, you can’t hit every social media channel at once, so pick one or two and really craft your presence there. Come up with solid mission statements, great PR and on-target marketing and you’ll be well on your way!