Become an Ideal Business Member
Open a Business Savings Account
Opening an Ideal Business Savings Account is the first step to starting your business membership at Ideal Credit Union. From there, you can begin taking advantage of benefits including lower loan rates, great deposit rates, and convenience services that make managing day-to-day business a breeze.
Benefits of a Business Savings Account
- Open with as little as $1
- Easy access to your money
- Earns you monthly dividends
Earn a monthly dividend
Dividends are calculated daily, compounded and paid monthly.
- Dividend Rate: 0.05%
- Current APY*: 0.05%
Other savings & investment options
Ideal Credit Union offers additional savings & investment options for you, your business, and its employees.
No Interest Savings
Perfect for clubs, organizations, and non-profits with specific business requirements.
Premium Money Market
Perfect for business owners who want to earn tiered interest on funds while still maintaining liquidity.
Certificates of Deposit
Grow your business earnings with insured, fixed rate CD options.
Simplified Employee Pension Plans
A tax-favored plan that enables self-employed and small employers to build retirement funds.
Health Savings Accounts (HSAs)
Do you offer a high-deductible health plan? If so, your employees can pair it with an Ideal HSA with a competitive yield.