Small Business Week

Local Connections, Big Opportunities

At Ideal Credit Union, we’re proud to support the businesses that make our communities thrive. Join us during Small Business Week to network, enjoy exclusive offers and discover how Ideal can help you grow.

Stop in, say hello and enter to win a Blackstone® Griddle at any of our upcoming Small Business Week events:

  • Monday, May 5 | 11 am 1 pm - Hugo Office

    Featuring Mike Devine of Devine’s Plumbing
    → Exclusive Discount: $150 off Water Heater with Installation scheduled by June 30th. This offer does not apply to warranty customers.

  • Thursday, May 8 | 11 am 1 pm - Woodbury Office

    Featuring Dustin Mulnix of Hardscape Specialties
    → Exclusive Discount: $250 off standard projects, or save more with up to 5% off larger-scale jobs!

  • Friday, May 9 | 1 pm 3 pm - North Saint Paul Office

    Featuring Erik Carlson of My Health Solution
    → Exclusive Discount: $29 Two-Session New Patient Special

Business Banking Offers You Don’t Want to Miss

We’re offering a range of limited-time Small Business Week promotions to help your business grow. These offers are only available during May—don’t miss your chance to take advantage:
 
  • Clover Business Bundle*
    Learn how this powerful tool can streamline your payments and business operations. Schedule and attend a meeting with Jackson, our Clover Merchant Services representative, and earn $50! Now offering a $500 rebate, PLUS a 60-day free trial on Clover Essentials Saas plan.
    Must schedule in May and meet before June 30. $50.00 deposit will be made to your Ideal business share account within 30 following the appointment with a Clover representative.
  • CD Rate Bump**
    Get an additional 0.25% APY when you open a NEW Business Certificate of Deposit in May. Excludes existing Certificate Specials.

  • Auto & Equipment Loan Discount
    Use an Ideal Business Term Loan to afford the tools and equipment you need to grow and maintain your business. Reduce your rate by 0.25% when you apply for a business auto or equipment loan in May and close by June 30.

  • Business Real Estate Savings
    Save big with 0.50% off origination fees when you apply for a business real estate loan in May and close by August 29.

  • Free ACH Through Year-End
    Take your business to the next level with Business ACH. Apply in May and enjoy free ACH transactions through December 31, 2025—ideal for streamlining your payments and payroll.

Let’s Build Something Great—Together

Small Business Week is more than a celebration—it’s your chance to build connections, explore new tools, and take your next step with Ideal. Whether you're opening your first account or expanding your operation, we’re here to help you live your Ideal business life.

*Promotional offer valid from April 1, 2025, through June 30, 2025. This offer is available for qualified Ideal Credit Union merchant services customers who have not had a merchant services account processed by First Data Merchant Services LLC within the last six months. Offer is valid for one Clover Business Bundle for a Clover Flex, Flex Pocket, Mini, Station Solo, or Station Duo point-of-sale hardware device purchase or 36-month or 48-month subscription. The Clover Business Bundle includes a $500 rebate and a no-cost 60-day trial of the Essentials service plans. The $500 rebate will be initiated approximately 60 days after the account begins processing transactions. The Essentials Plan monthly fees will be billed after 60 days. To be eligible, the merchant must (1) purchase or subscribe to a Clover Flex, Flex Pocket, Mini, Station Solo, or Station Duo point-of-sale device; (2) be credit approved between 4/1/25 and 6/30/25; (3) sign a merchant processing agreement; (4) activate account within 30 days from approval date. Additional fees apply to certain services on activated accounts. Eligibility is at the sole discretion of First Data Merchant Services LLC. Only one offer per eligible business tax ID. Offer not valid with any other offer and is subject to change without notice. © 2025 Clover Network, LLC. The Clover name and logo are registered trademarks owned by Clover Network, LLC and are registered or used in the U.S. and many foreign countries. Use of Clover requires a Merchant Processing Agreement. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.

**The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. Rates subject to change at any time. Additional 0.25% APY earnings for any new Business Certificate of Deposit opened between May 1 and May 31, 2025. Excludes Certificate Specials. A withdrawal will reduce earnings. Interest begins to accrue on the business day you deposit any non-cash item (for example, checks). Interest is compounded and credited on a monthly basis. Penalty for early withdrawal. CDs with maturity dates greater than 12 months will be assessed the lesser of 180 days interest or interest earned/CD with maturity dates 12 months or less will be assessed the lesser of 90 days interest or interest earned. Fees may reduce earnings.