High Yield Savings
The Savings Account Helps You Earn While You Save
At Ideal Credit Union, we're excited to introduce our brand-new High Yield Savings Account, designed with your financial goals in mind.
- Flexibility to add or withdraw money at any time
- No monthly fees
- Online account management, anytime, anywhere
- Peace of mind with NCUA insurance
Open a High Yield Savings Account
There is no minimum balance requirement and there is no monthly maintenance fee. If you do not qualify for the high yield, your account will earn 0.00% APY.
High Yield Savings Rates
Rates as of:
| Balance | Interest Rate | APY* |
|---|---|---|
| Non-Qualified | 0.00% | 0.00% |
| $25,000 - $99,999.99 | 3.93% | 4.00% |
| $100,000 - $499,999.99 | 4.17% | 4.25% |
| $500,000 + | 4.41% | 4.50% |
| *APY = Annual Percentage Yield is accurate as of October 10, 2023. Rates subject to change at any time. Interest is compounded and paid monthly. Minimum $25,000 to open account. If balance falls below $25,000, the account will earn 0.00% APY. Interest begins to accrue on the business day you deposit any non-cash item. Fees may reduce earnings. | ||