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Ideal Gold Visa® Credit Card

The Credit Card That Earns You Monthly Cash Back

Ideal CU Gold Credit Card

Ideal CU's Gold Visa Credit Card is perfect if you're looking for a fixed rate, affordable card that allows you to earn cash back each month. That's right! With this card, you'll receive a 0.50% rebate for every dollar in new net purchases with a minimum $500 purchase. The rebate is credited and paid to your account each month and is shown on your monthly statement — easy, right?

Card features and benefits

  • No Annual Fee
  • Fixed rates as low as 9.90% APR2
  • Monthly cashback earnings
  • Zero Liability coverage

Ready to start earning cashback?

Apply online to get on your way to earning cashback on the purchases that matter most to you.

Apply now


Find the Right Ideal CU Credit Card for You

Blue Rewards Credit Card

blue rewards credit card

Earn points for every dollar and redeem those points for top-brand merchandise, gift cards, travel adventures or even exchange your rewards points for cashback. Learn more

  • No Annual Fee
  • Variable rates as low as 12.90% APR1
  • CU Rewards Program
  • Zero Liability coverage

Apply Online

Gold Credit Card

Gold Credit Card

Enjoy a fixed rate, affordable card that allows you to earn cashback each month. Earn a 0.50% rebate for every dollar in new net purchases of $500 or higher. Learn more

  • No Annual Fee
  • Fixed rates as low as 9.90% APR2
  • Monthly cashback earnings
  • Zero Liability coverage

Apply Online

Rates as of:

 

*APR = Annual Percentage Rate

1 Ideal CU Blue Rewards Variable APR ranges from 12.90% - 17.99% dependent on creditworthiness. Afterwards APR varies with market based on Prime Rate. No Annual Fee. Transaction fees for balance transfer and convenience checks are 2% of the amount of each transfer not to exceed $75.00 (Minimum $10) and Cash Advance fees are 2% of each advance (Minimum $10.00). Foreign Transaction fees are 1% of each transaction in U.S. Dollars. Fast track card ship fee $35. Convenience Check Stop Payment fee $35. See full card disclosure.

2 Ideal CU Gold fixed APR ranges from 9.90% - 15.90% dependent on creditworthiness. Transaction fees for balance transfer and convenience checks are 2% of the amount of each transfer not to exceed $75.00 (Minimum $10) and Cash Advance fees are 2% of each advance (Minimum $10.00). No annual fee. Foreign Transaction fees are 1% of each transaction in U.S. Dollars. Fast track card ship fee $35. Convenience Check Stop Payment fee $35. See full card disclosure.