The holidays are coming and it’s time to hit the shops! Unfortunately, suppliers are cautioning us to expect supply shortages, shipping delays, and higher price tags. Here’s what to expect this holiday shopping season.

You may be hearing about data breaches now more than ever. October is National Cyber Security Awareness Month and Ideal Credit Union has resources to help protect yourself from fraud. If your personal information has been compromised by a data breach, take these five steps to mitigate the damage. 

Personal loans, sometimes called unsecured loans, allow flexible use, offer short to moderate-term repayment options and quick funding.

Skip-a-payment is a program that gives members a chance to skip a monthly loan or credit card payment, penalty-free, during a tight financial season. Most credit unions offer it during the holidays and during the summer months.