A personal checking account that earns you cashback on purchases
Cashback Checking benefits
We've got you covered
- Earn a monthly cashback bonus up to $10 (see requirements)1
- Ideal Debit MasterCard® , Digital Banking and full access to Ideal's Mobile App with Mobile Check Deposit, bill pay services and more
- Access to a huge ATM Network
- A monthly chance to win $1,000 when you use your Ideal Debit Card for everyday purchases (Learn more)
Earn a monthly cashback bonus1 up to $10 based on the amount of total signature-based transactions made with your Ideal Debit MasterCard® each month. Qualify by meeting the following requirements each month:
- $750 or higher monthly direct deposit
- Be enrolled in eStatements
- 20 or more signature Ideal Debit Card transactions per month
1. You earn .25% cash back up to a maximum payout of $10 per month based on the total amount of net signature-based Ideal Debit Card purchases made during the statement cycle. Qualifying purchases include all net signature-based purchases. Purchases authorized with a PIN or ATM transaction do not apply.
Use & Win Debit Giveaway*
How it works
Ideal Credit Union will be giving away $1,000 to one lucky winner each month in 2020. The key to your chance of winning is to have an Ideal Personal Checking Account and to use your Ideal Debit or My Rewards™ Debit Card for everyday purchases.
Every purchase made earns you an additional chance to win in that month's drawing! So the more you use your card, the more chances you'll have to win!