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Cashback Checking

A personal checking account that earns you cashback on purchases

Cashback Checking benefits

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How to earn cashback each month

Earn a monthly cashback bonus1 up to $10 based on the amount of total signature-based transactions made with your Ideal Debit MasterCard® each month. Qualify by meeting the following requirements each month:

  • $750 or higher monthly direct deposit
  • Be enrolled in eStatements
  • 20 or more signature Ideal Debit Card transactions per month

1. You earn .25% cash back up to a maximum payout of $10 per month based on the total amount of net signature-based Ideal Debit Card purchases made during the statement cycle. Qualifying purchases include all net signature-based purchases. Purchases authorized with a PIN or ATM transaction do not apply.


Use & Win $1,000 Monthly  Giveaway

Minimum $50 deposit required to open a personal checking account.

Random drawings for the $1,000 giveaway will be conducted once a month for the promotional period beginning January 1, 2021 through December 31, 2021 from all eligible entries received. One (1) $1,000 prize winner will be selected at random each month. Must be member in good standing and have not caused a loss to Ideal Credit Union. Ideal CU Student and Business Accounts are not eligible. Offer excludes Ideal Credit Union employees and accounts on which an employee is joint, Board of Directors and Supervisory Committee members of Ideal CU. See official rules.