If you’re always wondering how you’re going to pay the next bill, feel guilty when you indulge in overpriced treats and you just can’t find money to put into savings, you might need a budget. A budget is not a magic potion that will automatically solve all of your money problems, but it will help you gain financial awareness. That, in turn, will help facilitate more responsible decisions. Here are 6 easy steps to create a budget.

You've sealed all the leaky windows and doors in your home, but your heating bill is still sky high. What else you can do to keep heating costs down? Sealing air leaks is a great first step. Luckily, there are other methods for hacking your way to lower heating costs. Here are some creative ways to save!

Over the last century, society has made strides toward gender equality on every level, including basic money management. However, there are still significant differences in the way each gender relates to money. Being aware of these differences can help us better build our innate financial strengths.