In all phishing scams, the scammer poses as a legitimate business or service provider where the victim may have familiarity. In this case, they may claim to represent your credit union. The fraudsters use social engineering, capitalizing on social norms to inspire trust and manipulate unsuspecting people.
When you’re making improvements to your home, you’re not just making your life better in the short term. You’re also making an investment in your future. Ideally, the increase in the value of your home will exceed the cost of the improvement.
Folks commit themselves to radically changing their lives at the start of the calendar year. About 45% of people make New Year’s resolutions in the average year, and most have to do with health. But the same line of thinking can be taken in the context of your financial health.
