The holidays are inching closer, but that big shopping frenzy hasn’t quite started yet. There are no big shopping holidays this month either, but you can still pick up a scary-good deal in October.

It’s back-to-school season, and that means you’ve got a list of stuff a mile long to buy. The good news is that you don’t need to break the budget during the second-biggest shopping season of the year.

Creating a budget and deciding to stick to it is easy; it’s actually carrying through on your plan that’s the hard part. For too many people, financial responsibility ends with having good intentions and real-life gets in the way of all well-laid plans.

Celebrating Memorial Day can cost a pretty penny, but there’s no need to spend lavishly to have an epic holiday weekend. Here’s how to celebrate Memorial Day on a budget.