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Should I Finance a Large Purchase?

Young woman looking at coins and writing on a pad of paper

“Buy today with no money down and zero interest!”

You’ve seen the ads when shopping for large purchases like furniture. They offer you the option of spreading your purchase over several months or years, with a zero-percent interest plan. To buy it, you may need to enroll in a payment plan; sign up for their credit card; or open an unaffiliated credit card offering an introductory no-interest period. It sounds like a fantastic deal—but is it? Here are the possible pitfalls of this route and the surprising benefits of financing a large purchase under the right circumstances.

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5 Ways to Trim Your Fixed Expenses

Monthly budget with eye glasses, pen and calculator

When trying to trim a monthly budget, most people don’t even consider their fixed expenses; however, with just a bit of effort and research, most of these costs can be reduced. Here are five ways to trim your fixed expenses.

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How to Create a Budget in 6 Easy Steps

Woman sitting at computer looking at receipts

If you’re always wondering how you’re going to pay the next bill, feel guilty when you indulge in overpriced treats and you just can’t find money to put into savings, you might need a budget. A budget is not a magic potion that will automatically solve all of your money problems, but it will help you gain financial awareness. That, in turn, will help facilitate more responsible decisions. Here are 6 easy steps to create a budget.

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How Men & Women Manage Money Differently

Article how men and women manage money differently

Over the last century, society has made strides toward gender equality on every level, including basic money management. However, there are still significant differences in the way each gender relates to money. Being aware of these differences can help us better build our innate financial strengths.

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2020 - 21 Holiday Hours

Martin Luther King, Jr. Day

Monday, January 20th
All locations closed.


President's Day
Monday, February 17th
All locations closed.


Good Friday
Friday, April 10th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 25th
All locations closed.


Independence Day
Saturday, July 4th
All locations closed.


Labor Day
Monday, September 7th
All locations closed.


Columbus Day
Monday, October 12th
All locations closed.


Veterans Day
Wednesday, November 11th
All locations closed


Thanksgiving Day
Thursday, November 26th
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Thursday, December 24th
All locations open until 1:00 p.m.
Lobby - 9:00 a.m. to 1:00 p.m.
Drive-thru - 9:00 a.m. to 1:00 p.m.


Christmas Day
Friday, December 25th
All locations closed.


New Year's Eve
Thursday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day (2021)
Friday, January 1st
All locations closed