Holiday shopping season is upon us and your (not-so) friendly neighborhood porch pirates are gearing up to pilfer the holiday treasures being delivered to your doorstep. Here are some ways to conquer the porch pirates and lay claim to the best holiday ever.

Business Name: Asylum Cycle
Location: Newport, MN
Owner: Brian Stiller
Opened for Business: 2008
Website: www.asylumcycle.com

You may not think you’re addicted to your phone, but they were created to keep us completely absorbed and captivated. In fact, average American adults check their phone every 12 minutes, spending more than 4 hours on their phone daily. For teens and young adults, those numbers are even higher.

You don’t have to rack up a huge credit card bill or go into debt to cover your holiday expenses. Enjoy a financially stress-free season with these five tips: